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	<title>Discount Mortgage Rates and Brokers &#187; United States</title>
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	<link>http://www.discountmortgage.org</link>
	<description>Find Best Interest rates loans and financing</description>
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			<item>
		<title>Are the up-front mortgage insurance premiums on FHA loans tax deductible?</title>
		<link>http://www.discountmortgage.org/2011/07/28/are-the-up-front-mortgage-insurance-premiums-on-fha-loans-tax-deductible/</link>
		<comments>http://www.discountmortgage.org/2011/07/28/are-the-up-front-mortgage-insurance-premiums-on-fha-loans-tax-deductible/#comments</comments>
		<pubDate>Thu, 28 Jul 2011 07:37:33 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[United States]]></category>
		<category><![CDATA[Mortgage Loans]]></category>

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		<description><![CDATA[
dreucla23 asked: This up-front mortgage insurance premium (MIP) was rolled/financed into my loan.
And if they are tax deductible, do I deduct all of it on the tax year I closed on my home? Or do I have to spread out the deductions over the lifetime of the loan?
Also, please provide a reference with your answer. [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2011/07/28/are-the-up-front-mortgage-insurance-premiums-on-fha-loans-tax-deductible/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can you deduct mortgage interest off California state taxes?</title>
		<link>http://www.discountmortgage.org/2011/06/20/can-you-deduct-mortgage-interest-off-california-state-taxes/</link>
		<comments>http://www.discountmortgage.org/2011/06/20/can-you-deduct-mortgage-interest-off-california-state-taxes/#comments</comments>
		<pubDate>Mon, 20 Jun 2011 01:20:02 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[United States]]></category>
		<category><![CDATA[Tax Benefit]]></category>

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		<description><![CDATA[
Alex asked: Does the tax benefit of deducting mortgage interest and property taxes apply to California state taxes as well?Dentist in San Francisco
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2011/06/20/can-you-deduct-mortgage-interest-off-california-state-taxes/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Do I need an actual 1098 form to itemize mortgage deductions?</title>
		<link>http://www.discountmortgage.org/2011/06/15/do-i-need-an-actual-1098-form-to-itemize-mortgage-deductions/</link>
		<comments>http://www.discountmortgage.org/2011/06/15/do-i-need-an-actual-1098-form-to-itemize-mortgage-deductions/#comments</comments>
		<pubDate>Wed, 15 Jun 2011 11:39:15 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[United States]]></category>
		<category><![CDATA[Google]]></category>

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		<description><![CDATA[
Andy S asked: Also, do I need a HUD settlement statement for the mortgage, and do we need a written receipt or statement from our daycare operator that we paid out $5000 in daycare?
   My wife and I are filing jointly but we are seperated and are divorcing next week, so she is [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2011/06/15/do-i-need-an-actual-1098-form-to-itemize-mortgage-deductions/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can I claim Mortgage interest on my taxes from a home in Canada?</title>
		<link>http://www.discountmortgage.org/2011/06/13/can-i-claim-mortgage-interest-on-my-taxes-from-a-home-in-canada/</link>
		<comments>http://www.discountmortgage.org/2011/06/13/can-i-claim-mortgage-interest-on-my-taxes-from-a-home-in-canada/#comments</comments>
		<pubDate>Mon, 13 Jun 2011 20:50:47 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[United States]]></category>
		<category><![CDATA[Working In The Usa]]></category>

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		<description><![CDATA[
nathkore asked: (while working in the USA, we are paying mortgage payments in Canada)
Thanks for the answers.  Now how to get a MCC certificate from a non-US government.  I hope the bank&#8217;s printed statement is okay&#8230; ?Tempe Real Estate
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2011/06/13/can-i-claim-mortgage-interest-on-my-taxes-from-a-home-in-canada/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What percent of mortgage interest and property tax can I deduct on my 2006 tax return?</title>
		<link>http://www.discountmortgage.org/2011/05/21/what-percent-of-mortgage-interest-and-property-tax-can-i-deduct-on-my-2006-tax-return/</link>
		<comments>http://www.discountmortgage.org/2011/05/21/what-percent-of-mortgage-interest-and-property-tax-can-i-deduct-on-my-2006-tax-return/#comments</comments>
		<pubDate>Sat, 21 May 2011 13:00:58 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[United States]]></category>
		<category><![CDATA[Property Taxes]]></category>

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		<description><![CDATA[
Richard B asked: I paid $17,465.65 in mortgage interest this year and paid $2,665.42 in property taxes, I make $52,000 a year.Hawthorne Ca Real Estate
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2011/05/21/what-percent-of-mortgage-interest-and-property-tax-can-i-deduct-on-my-2006-tax-return/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How is mortgage interest calculated for your 1098 statement?</title>
		<link>http://www.discountmortgage.org/2011/03/09/how-is-mortgage-interest-calculated-for-your-1098-statement/</link>
		<comments>http://www.discountmortgage.org/2011/03/09/how-is-mortgage-interest-calculated-for-your-1098-statement/#comments</comments>
		<pubDate>Wed, 09 Mar 2011 13:10:09 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[United States]]></category>
		<category><![CDATA[Mortgage Interest]]></category>

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		<description><![CDATA[
Sista-Girl asked: I&#8217;m baffled when I total the amount of interest I pay per mtg payment for the year its almost 3 xs what the mortgage company reported on my 1098&#8230;how do they determine the totalsOrange County Ny Real Estate
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2011/03/09/how-is-mortgage-interest-calculated-for-your-1098-statement/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can a mortgage company take your tax returns?</title>
		<link>http://www.discountmortgage.org/2011/03/01/can-a-mortgage-company-take-your-tax-returns/</link>
		<comments>http://www.discountmortgage.org/2011/03/01/can-a-mortgage-company-take-your-tax-returns/#comments</comments>
		<pubDate>Tue, 01 Mar 2011 22:59:30 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[United States]]></category>
		<category><![CDATA[Tax Returns]]></category>

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		<description><![CDATA[
Marky asked: I had to move from one state to another.  I have been trying to sell my old house for about a year.  Finally I am going to have to do a short sell (I have a couple offers to pay less than what I owe on the home).  I should [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2011/03/01/can-a-mortgage-company-take-your-tax-returns/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can I claim my mortgage and my parents mortgage on my tax return?</title>
		<link>http://www.discountmortgage.org/2011/01/25/can-i-claim-my-mortgage-and-my-parents-mortgage-on-my-tax-return/</link>
		<comments>http://www.discountmortgage.org/2011/01/25/can-i-claim-my-mortgage-and-my-parents-mortgage-on-my-tax-return/#comments</comments>
		<pubDate>Tue, 25 Jan 2011 17:56:52 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[United States]]></category>
		<category><![CDATA[Tax Return]]></category>

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		<description><![CDATA[
RSamsung asked: My wife and I just bought a house&#8230;My name is also on my parents title and mortgage loan, but I didn&#8217;t make any payments to their mortgage&#8230;I used to claim it in the past few years until 2007, but this year I have my own house&#8230;Can I still claim their mortgage along with [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2011/01/25/can-i-claim-my-mortgage-and-my-parents-mortgage-on-my-tax-return/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How does the tax deduction work for mortgage interest payments?</title>
		<link>http://www.discountmortgage.org/2010/12/24/how-does-the-tax-deduction-work-for-mortgage-interest-payments/</link>
		<comments>http://www.discountmortgage.org/2010/12/24/how-does-the-tax-deduction-work-for-mortgage-interest-payments/#comments</comments>
		<pubDate>Fri, 24 Dec 2010 19:29:51 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[United States]]></category>
		<category><![CDATA[Tax Rate]]></category>

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		<description><![CDATA[
KL asked: Is this the correct formula for the tax deduction:
Tax rate of 38.5% times all the mortgage interest I paid in the past year?
Also, If I owe $100 in taxes but my deduction is $125 (based on formula above) does that mean the govt. will send me a check for $25?Distance Learning Online
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/12/24/how-does-the-tax-deduction-work-for-mortgage-interest-payments/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How many home can I be deducting mortgage interest for?</title>
		<link>http://www.discountmortgage.org/2010/12/16/how-many-home-can-i-be-deducting-mortgage-interest-for/</link>
		<comments>http://www.discountmortgage.org/2010/12/16/how-many-home-can-i-be-deducting-mortgage-interest-for/#comments</comments>
		<pubDate>Thu, 16 Dec 2010 01:51:14 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[United States]]></category>
		<category><![CDATA[Mortgage Tax]]></category>

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		<description><![CDATA[
ibkid i asked: For tax return, how many home can I be deducting mortgage interest for?  Is it just 1st and 2nd home only? or can I also deduct mort. interest for my 3-4th home?Commercial Property For Sale San Diego
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/12/16/how-many-home-can-i-be-deducting-mortgage-interest-for/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are mortgage points deductible in the yr of pmt or do I spread them over life of loan?</title>
		<link>http://www.discountmortgage.org/2010/12/06/are-mortgage-points-deductible-in-the-yr-of-pmt-or-do-i-spread-them-over-life-of-loan/</link>
		<comments>http://www.discountmortgage.org/2010/12/06/are-mortgage-points-deductible-in-the-yr-of-pmt-or-do-i-spread-them-over-life-of-loan/#comments</comments>
		<pubDate>Mon, 06 Dec 2010 11:15:06 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[United States]]></category>
		<category><![CDATA[Current]]></category>

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		<description><![CDATA[
Surjit T asked: I am a 1st time home buyer and am in a high tax bracket (33%). I am considering whether I should accept points and buy down the rate and claim all the points (approx $11,000) in the current year when I file my returns next year? This is not a refinance mortgage.Torrance [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/12/06/are-mortgage-points-deductible-in-the-yr-of-pmt-or-do-i-spread-them-over-life-of-loan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>can i deduct mortgage interest of a house outside US?</title>
		<link>http://www.discountmortgage.org/2010/10/24/can-i-deduct-mortgage-interest-of-a-house-outside-us/</link>
		<comments>http://www.discountmortgage.org/2010/10/24/can-i-deduct-mortgage-interest-of-a-house-outside-us/#comments</comments>
		<pubDate>Sun, 24 Oct 2010 19:03:40 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[United States]]></category>
		<category><![CDATA[India]]></category>

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		<description><![CDATA[
vipul sharma asked: I am a resident of california and I have a mortgage for a house in India. Can I deduct the interest of my Indian mortgage from taxes in US?Super Foods 
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/10/24/can-i-deduct-mortgage-interest-of-a-house-outside-us/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Main house in Canada, is the mortgage interest deductible?</title>
		<link>http://www.discountmortgage.org/2010/10/01/main-house-in-canada-is-the-mortgage-interest-deductible/</link>
		<comments>http://www.discountmortgage.org/2010/10/01/main-house-in-canada-is-the-mortgage-interest-deductible/#comments</comments>
		<pubDate>Fri, 01 Oct 2010 21:23:47 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[United States]]></category>
		<category><![CDATA[Mortgage Interest]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/10/01/main-house-in-canada-is-the-mortgage-interest-deductible/</guid>
		<description><![CDATA[
Yingping L asked: I work in US, but my family is in Canada, and we bought house in Canada (no house in US). Wonder whether the mortgage interest paid in 2008 is tax deductible. Thanks.
Sorry, I forgot to mention the question is about the deduction in US income tax return.Super Foods 
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/10/01/main-house-in-canada-is-the-mortgage-interest-deductible/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How can I check to see if my mortgage interest was properly deducted on my return last year?</title>
		<link>http://www.discountmortgage.org/2010/09/23/how-can-i-check-to-see-if-my-mortgage-interest-was-properly-deducted-on-my-return-last-year/</link>
		<comments>http://www.discountmortgage.org/2010/09/23/how-can-i-check-to-see-if-my-mortgage-interest-was-properly-deducted-on-my-return-last-year/#comments</comments>
		<pubDate>Thu, 23 Sep 2010 20:59:16 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[United States]]></category>
		<category><![CDATA[Previous Years]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/09/23/how-can-i-check-to-see-if-my-mortgage-interest-was-properly-deducted-on-my-return-last-year/</guid>
		<description><![CDATA[
empire asked: Last year I moved and I&#8217;m paying an interest only mortgage. It was my understanding that I would receive more money on my return. I actually ended up receiving less than previous years. This year I did a preview with Turbotax and it shows that I&#8217;m getting back a substantial amount more. How [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/09/23/how-can-i-check-to-see-if-my-mortgage-interest-was-properly-deducted-on-my-return-last-year/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Do I have to itemize deductions to deduct mortgage interest on a house?</title>
		<link>http://www.discountmortgage.org/2010/09/06/do-i-have-to-itemize-deductions-to-deduct-mortgage-interest-on-a-house/</link>
		<comments>http://www.discountmortgage.org/2010/09/06/do-i-have-to-itemize-deductions-to-deduct-mortgage-interest-on-a-house/#comments</comments>
		<pubDate>Mon, 06 Sep 2010 19:49:24 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[United States]]></category>
		<category><![CDATA[Mortgage Interest Payments]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/09/06/do-i-have-to-itemize-deductions-to-deduct-mortgage-interest-on-a-house/</guid>
		<description><![CDATA[
Ashutosh G asked: I am planning to buy a house in the state of washington in year 2010. Since I don&#8217;t have mortgage, I take the standard deduction now and I am wondering if I can keep doing it next year and still deduct my mortgage interest payments.Torrance Air Conditioning
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/09/06/do-i-have-to-itemize-deductions-to-deduct-mortgage-interest-on-a-house/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>What can you itemize besides mortgage interests and the common things that are listed on the irs website?</title>
		<link>http://www.discountmortgage.org/2010/09/04/what-can-you-itemize-besides-mortgage-interests-and-the-common-things-that-are-listed-on-the-irs-website/</link>
		<comments>http://www.discountmortgage.org/2010/09/04/what-can-you-itemize-besides-mortgage-interests-and-the-common-things-that-are-listed-on-the-irs-website/#comments</comments>
		<pubDate>Sat, 04 Sep 2010 20:11:09 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[United States]]></category>
		<category><![CDATA[Dependants]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/09/04/what-can-you-itemize-besides-mortgage-interests-and-the-common-things-that-are-listed-on-the-irs-website/</guid>
		<description><![CDATA[
NAT W asked: I am in serious debt with the IRS. We owe every single year, as we have no dependants. I am now filing single zero, but fear I may never catch up from the 15K we already owe. What else can we itemize besides our student loan and mortgage intersts?Vancouver Wa Real Estate
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/09/04/what-can-you-itemize-besides-mortgage-interests-and-the-common-things-that-are-listed-on-the-irs-website/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What are tax returns used for when approving mortgage?</title>
		<link>http://www.discountmortgage.org/2010/09/02/what-are-tax-returns-used-for-when-approving-mortgage/</link>
		<comments>http://www.discountmortgage.org/2010/09/02/what-are-tax-returns-used-for-when-approving-mortgage/#comments</comments>
		<pubDate>Thu, 02 Sep 2010 19:14:04 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[United States]]></category>
		<category><![CDATA[Tax Returns]]></category>

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		<description><![CDATA[
beelea12 asked: I forgot to file taxes in 2005. I have to turn in past 2 years tax returns for final mortgage approval. I filed the return right away, dropped it off at local office with check for balance. Will this hurt my chances of the mortgage going through? Bank had my W2s and tax [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/09/02/what-are-tax-returns-used-for-when-approving-mortgage/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is a portion of my mortgage deductible if I am 1/4 of my home as a business office?</title>
		<link>http://www.discountmortgage.org/2010/08/22/is-a-portion-of-my-mortgage-deductible-if-i-am-14-of-my-home-as-a-business-office/</link>
		<comments>http://www.discountmortgage.org/2010/08/22/is-a-portion-of-my-mortgage-deductible-if-i-am-14-of-my-home-as-a-business-office/#comments</comments>
		<pubDate>Sun, 22 Aug 2010 13:33:38 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[United States]]></category>
		<category><![CDATA[Business Office]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/08/22/is-a-portion-of-my-mortgage-deductible-if-i-am-14-of-my-home-as-a-business-office/</guid>
		<description><![CDATA[
CeeEss asked: I decided to set up office in my home rather than rent a space. I have a really small home ]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/08/22/is-a-portion-of-my-mortgage-deductible-if-i-am-14-of-my-home-as-a-business-office/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>How do I calculate the Mortgage Interest on a Rental Property?</title>
		<link>http://www.discountmortgage.org/2010/08/07/how-do-i-calculate-the-mortgage-interest-on-a-rental-property/</link>
		<comments>http://www.discountmortgage.org/2010/08/07/how-do-i-calculate-the-mortgage-interest-on-a-rental-property/#comments</comments>
		<pubDate>Sat, 07 Aug 2010 18:43:38 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[United States]]></category>
		<category><![CDATA[Mortgage Interest]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/08/07/how-do-i-calculate-the-mortgage-interest-on-a-rental-property/</guid>
		<description><![CDATA[
Jessie M asked: I decided to rent my place out that I was living in to someone in October, 2006.  When I calculate the Mortgage Interest for the rental do I just calculate the interest paid during October through December of 2006 since those are the months I rented the property out?West La Dentists
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/08/07/how-do-i-calculate-the-mortgage-interest-on-a-rental-property/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>I have two question mortgage interest and the rebate check?</title>
		<link>http://www.discountmortgage.org/2010/07/12/i-have-two-question-mortgage-interest-and-the-rebate-check/</link>
		<comments>http://www.discountmortgage.org/2010/07/12/i-have-two-question-mortgage-interest-and-the-rebate-check/#comments</comments>
		<pubDate>Mon, 12 Jul 2010 12:27:01 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[United States]]></category>
		<category><![CDATA[Sit]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/07/12/i-have-two-question-mortgage-interest-and-the-rebate-check/</guid>
		<description><![CDATA[
stephanie b asked: I have decided against itemizing because I get a better deduction with the standard deduction So&#8230;.If I have to file a schedule B rather than a schedule A for my mortgage interest how can I do that. Im using tax slayer will they just convert it to what it needs to be?
And [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/07/12/i-have-two-question-mortgage-interest-and-the-rebate-check/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>I refinanced my mortgage in April from an ARM to a 20/80 fixed, what interest can I declare?</title>
		<link>http://www.discountmortgage.org/2010/07/10/i-refinanced-my-mortgage-in-april-from-an-arm-to-a-2080-fixed-what-interest-can-i-declare/</link>
		<comments>http://www.discountmortgage.org/2010/07/10/i-refinanced-my-mortgage-in-april-from-an-arm-to-a-2080-fixed-what-interest-can-i-declare/#comments</comments>
		<pubDate>Sat, 10 Jul 2010 01:06:00 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[United States]]></category>
		<category><![CDATA[Second Mortgage]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/07/10/i-refinanced-my-mortgage-in-april-from-an-arm-to-a-2080-fixed-what-interest-can-i-declare/</guid>
		<description><![CDATA[
Yamster Berry&#8217;s Buddy asked: Can I declare the interest I paid on the mortgage before I refinanced, as well as the interest on my first mortgage and my second mortgage?Elk Grove Real Estate
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/07/10/i-refinanced-my-mortgage-in-april-from-an-arm-to-a-2080-fixed-what-interest-can-i-declare/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can I claim mortgage interest after being legally separated?</title>
		<link>http://www.discountmortgage.org/2010/06/19/can-i-claim-mortgage-interest-after-being-legally-separated/</link>
		<comments>http://www.discountmortgage.org/2010/06/19/can-i-claim-mortgage-interest-after-being-legally-separated/#comments</comments>
		<pubDate>Sat, 19 Jun 2010 11:14:36 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[United States]]></category>
		<category><![CDATA[House Mortgage]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/06/19/can-i-claim-mortgage-interest-after-being-legally-separated/</guid>
		<description><![CDATA[
lyricsborn808 asked: I was legally separated in July, 2009 and my wife got the house.  We made mortgage payments together up to our separation date (6 months).   She made the mortgage payments for the remainder of the year.  Can I claim half of the mortgage interest on my taxes?
I&#8217;m filing single.Carboxytherapy
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/06/19/can-i-claim-mortgage-interest-after-being-legally-separated/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to deduct the Mortgage expenses on a Rental Property taxes?</title>
		<link>http://www.discountmortgage.org/2010/05/26/how-to-deduct-the-mortgage-expenses-on-a-rental-property-taxes/</link>
		<comments>http://www.discountmortgage.org/2010/05/26/how-to-deduct-the-mortgage-expenses-on-a-rental-property-taxes/#comments</comments>
		<pubDate>Wed, 26 May 2010 22:03:57 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[United States]]></category>
		<category><![CDATA[Property Taxes]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/05/26/how-to-deduct-the-mortgage-expenses-on-a-rental-property-taxes/</guid>
		<description><![CDATA[
EveandK B asked: I’m renting my house, which I pay the mortgage for.  So I’m not sure how to deduct mortgage interest now.  Any software I use there is a section for deducting your mortgage interest.  But since I’m renting now I’m not sure if I should look at the mortgage interest [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/05/26/how-to-deduct-the-mortgage-expenses-on-a-rental-property-taxes/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What precentage of mortgage interest is refunded in taxes</title>
		<link>http://www.discountmortgage.org/2010/05/25/what-precentage-of-mortgage-interest-is-refunded-in-taxes/</link>
		<comments>http://www.discountmortgage.org/2010/05/25/what-precentage-of-mortgage-interest-is-refunded-in-taxes/#comments</comments>
		<pubDate>Tue, 25 May 2010 18:06:06 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[United States]]></category>
		<category><![CDATA[Thousand Dollars]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/05/25/what-precentage-of-mortgage-interest-is-refunded-in-taxes/</guid>
		<description><![CDATA[
TM W asked: So Far this year I have paid over fifteen thousand dollars in interest on my mortgage. Is there a certain percentage that is refunded when I do my taxes? Also, are closing costs refundable too?Fair Trade Coffee
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/05/25/what-precentage-of-mortgage-interest-is-refunded-in-taxes/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why doesent claiming mortgage interest add to my return?</title>
		<link>http://www.discountmortgage.org/2010/05/21/why-doesent-claiming-mortgage-interest-add-to-my-return/</link>
		<comments>http://www.discountmortgage.org/2010/05/21/why-doesent-claiming-mortgage-interest-add-to-my-return/#comments</comments>
		<pubDate>Fri, 21 May 2010 08:00:01 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[United States]]></category>
		<category><![CDATA[Turbo Tax]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/05/21/why-doesent-claiming-mortgage-interest-add-to-my-return/</guid>
		<description><![CDATA[
Andrew K asked: I am filling out both H&#038;R blocks and Turbo Tax&#8217;s online taxes and I noticed that the return amount didnt go up with either one when I add the amount of mortgage interest I paid this year.  Why is that? Also, why is HR blocks return higher with the same exact [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/05/21/why-doesent-claiming-mortgage-interest-add-to-my-return/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why is my mortgage company not paying my tax bill when I have escrow?</title>
		<link>http://www.discountmortgage.org/2010/05/16/why-is-my-mortgage-company-not-paying-my-tax-bill-when-i-have-escrow-2/</link>
		<comments>http://www.discountmortgage.org/2010/05/16/why-is-my-mortgage-company-not-paying-my-tax-bill-when-i-have-escrow-2/#comments</comments>
		<pubDate>Sun, 16 May 2010 00:12:36 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[United States]]></category>
		<category><![CDATA[Computer Glitch]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/05/16/why-is-my-mortgage-company-not-paying-my-tax-bill-when-i-have-escrow-2/</guid>
		<description><![CDATA[
SJS asked: My mortgage company (CITIMORTGAGE) is not paying my tax bill.  The money is in escrow, the error has been spotted and documented in a case number by customer service. 
 I paid the bill myself, because it is over six months late and I risked being put on the TAX SALE foreclosure [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/05/16/why-is-my-mortgage-company-not-paying-my-tax-bill-when-i-have-escrow-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can landlords deduct mortgage payments or just the mortgage interest?</title>
		<link>http://www.discountmortgage.org/2010/04/17/can-landlords-deduct-mortgage-payments-or-just-the-mortgage-interest/</link>
		<comments>http://www.discountmortgage.org/2010/04/17/can-landlords-deduct-mortgage-payments-or-just-the-mortgage-interest/#comments</comments>
		<pubDate>Sat, 17 Apr 2010 23:01:35 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[United States]]></category>
		<category><![CDATA[Mortgage Payments]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/04/17/can-landlords-deduct-mortgage-payments-or-just-the-mortgage-interest/</guid>
		<description><![CDATA[
Doc Biz asked: I have a rental unit on my property that is included with my mortgage.  Can I claim that percentage of the mortgage as a deduction (based on square footage) or just the mortgage interest?  (FYI:  Yes I do have a tax professional but she is unavailable for a few [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/04/17/can-landlords-deduct-mortgage-payments-or-just-the-mortgage-interest/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can a mortgage company file a 1099 when you are in default without a summary jugement?</title>
		<link>http://www.discountmortgage.org/2010/04/11/can-a-mortgage-company-file-a-1099-when-you-are-in-default-without-a-summary-jugement-2/</link>
		<comments>http://www.discountmortgage.org/2010/04/11/can-a-mortgage-company-file-a-1099-when-you-are-in-default-without-a-summary-jugement-2/#comments</comments>
		<pubDate>Sun, 11 Apr 2010 08:39:56 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[United States]]></category>
		<category><![CDATA[Second Mortgage]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/04/11/can-a-mortgage-company-file-a-1099-when-you-are-in-default-without-a-summary-jugement-2/</guid>
		<description><![CDATA[
mexlin asked: We are residents of Texas and the property in foreclosure is in Delaware. Second mortgage holder is threatening to file a 1099.Vancouver Wa Real Estate
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/04/11/can-a-mortgage-company-file-a-1099-when-you-are-in-default-without-a-summary-jugement-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>If you have a mortgage, who is responsible for filing a Homestead and mortgage exemption?</title>
		<link>http://www.discountmortgage.org/2010/04/07/if-you-have-a-mortgage-who-is-responsible-for-filing-a-homestead-and-mortgage-exemption-2/</link>
		<comments>http://www.discountmortgage.org/2010/04/07/if-you-have-a-mortgage-who-is-responsible-for-filing-a-homestead-and-mortgage-exemption-2/#comments</comments>
		<pubDate>Wed, 07 Apr 2010 14:27:10 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[United States]]></category>
		<category><![CDATA[Money Owed]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/04/07/if-you-have-a-mortgage-who-is-responsible-for-filing-a-homestead-and-mortgage-exemption-2/</guid>
		<description><![CDATA[
Alberto M asked: The taxes in our area when up drastically.  My friend asked me to review his tax bill and I noticed he did not have a Homestead or Mortgage exemption.  He has a 30 year mortgage on the property and it is his only &#038; primary residence.  He&#8217;s had the [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/04/07/if-you-have-a-mortgage-who-is-responsible-for-filing-a-homestead-and-mortgage-exemption-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What is the difference between mortgage tax and property tax?</title>
		<link>http://www.discountmortgage.org/2010/03/26/what-is-the-difference-between-mortgage-tax-and-property-tax/</link>
		<comments>http://www.discountmortgage.org/2010/03/26/what-is-the-difference-between-mortgage-tax-and-property-tax/#comments</comments>
		<pubDate>Fri, 26 Mar 2010 14:31:59 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[United States]]></category>
		<category><![CDATA[Mortgage Tax]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/03/26/what-is-the-difference-between-mortgage-tax-and-property-tax/</guid>
		<description><![CDATA[
Tuan asked: mortgage tax is the same as property tax but mortgage tax is pay to the bank because you borrow the mortgage loan?
Thank you.Thermage Before and After
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/03/26/what-is-the-difference-between-mortgage-tax-and-property-tax/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How can unmarried people report home mortgage interest paid jointly?</title>
		<link>http://www.discountmortgage.org/2010/03/21/how-can-unmarried-people-report-home-mortgage-interest-paid-jointly/</link>
		<comments>http://www.discountmortgage.org/2010/03/21/how-can-unmarried-people-report-home-mortgage-interest-paid-jointly/#comments</comments>
		<pubDate>Sun, 21 Mar 2010 19:24:19 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[United States]]></category>
		<category><![CDATA[Home Mortgage Interest]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/03/21/how-can-unmarried-people-report-home-mortgage-interest-paid-jointly/</guid>
		<description><![CDATA[
Thesmo asked: I own a home in common with another person. We&#8217;re not married.  We&#8217;re both named on the mortgage and we pay the mortgage out of a joint checking account, to which we both contribute and use for other various purposes.  Can we split the mortgage interest deduction between us however we [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/03/21/how-can-unmarried-people-report-home-mortgage-interest-paid-jointly/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>My Mortgage Insurance was financed with the home and does not appear on 1098, can I still deduct it?</title>
		<link>http://www.discountmortgage.org/2010/03/20/my-mortgage-insurance-was-financed-with-the-home-and-does-not-appear-on-1098-can-i-still-deduct-it/</link>
		<comments>http://www.discountmortgage.org/2010/03/20/my-mortgage-insurance-was-financed-with-the-home-and-does-not-appear-on-1098-can-i-still-deduct-it/#comments</comments>
		<pubDate>Sat, 20 Mar 2010 04:49:11 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[United States]]></category>
		<category><![CDATA[Mortgage Insurance]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/03/20/my-mortgage-insurance-was-financed-with-the-home-and-does-not-appear-on-1098-can-i-still-deduct-it/</guid>
		<description><![CDATA[
eva asked: My Mortgage Insurance was financed with the home and does not appear on 1098, can I still deduct it? and if I can how?
The amount is over 2K and it is listed on my Settelment Statement. Mortgage is though Bank of America. I was planning to call IRS and my bank but they [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/03/20/my-mortgage-insurance-was-financed-with-the-home-and-does-not-appear-on-1098-can-i-still-deduct-it/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tax help please &#8230;&#8230;&#8230;?</title>
		<link>http://www.discountmortgage.org/2010/02/18/tax-help-please/</link>
		<comments>http://www.discountmortgage.org/2010/02/18/tax-help-please/#comments</comments>
		<pubDate>Thu, 18 Feb 2010 05:30:59 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[United States]]></category>
		<category><![CDATA[Irs Gov]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/02/18/tax-help-please/</guid>
		<description><![CDATA[
«?» Animal Lover «?» asked: Agh&#8230;Heres what i have recieved in January,
Form 1099-G Tax year 2006 Report of State Inc.  (163.00)
Form 1099-G Tax year 2007 Report of State inc. (97.00)
Form 1099G Certain Gov. Payments (EDD) 2008  Unemployed comp. (5,140.00) 
Form W-2 wage and tax statement 2008  State wages 14,612.50  State income [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/02/18/tax-help-please/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is mortgage interest included in &#8220;Total Cost&#8221; of purchase, when figuring basis for depreciation on Schedule E?</title>
		<link>http://www.discountmortgage.org/2009/11/02/is-mortgage-interest-included-in-total-cost-of-purchase-when-figuring-basis-for-depreciation-on-schedule-e/</link>
		<comments>http://www.discountmortgage.org/2009/11/02/is-mortgage-interest-included-in-total-cost-of-purchase-when-figuring-basis-for-depreciation-on-schedule-e/#comments</comments>
		<pubDate>Mon, 02 Nov 2009 13:54:08 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[United States]]></category>
		<category><![CDATA[Nuts]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2009/11/02/is-mortgage-interest-included-in-total-cost-of-purchase-when-figuring-basis-for-depreciation-on-schedule-e/</guid>
		<description><![CDATA[
Robert L asked: I don&#8217;t know if I&#8217;m nuts or not, maybe someone out here does.  I rent space in my home, so need to fill out a Schedule E for residential real estate.  I&#8217;m sure that at one point when I was researching this, I read that when you are figuring the [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2009/11/02/is-mortgage-interest-included-in-total-cost-of-purchase-when-figuring-basis-for-depreciation-on-schedule-e/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can a mortgage company file a 1099 when you are in default without a summary jugement?</title>
		<link>http://www.discountmortgage.org/2009/04/20/can-a-mortgage-company-file-a-1099-when-you-are-in-default-without-a-summary-jugement/</link>
		<comments>http://www.discountmortgage.org/2009/04/20/can-a-mortgage-company-file-a-1099-when-you-are-in-default-without-a-summary-jugement/#comments</comments>
		<pubDate>Mon, 20 Apr 2009 21:34:59 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[United States]]></category>
		<category><![CDATA[Delaware Mortgage]]></category>
		<category><![CDATA[Mortgage Holder]]></category>
		<category><![CDATA[Property Foreclosure]]></category>
		<category><![CDATA[Second Mortgage]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2009/04/20/can-a-mortgage-company-file-a-1099-when-you-are-in-default-without-a-summary-jugement/</guid>
		<description><![CDATA[
mexlin asked: We are residents of Texas and the property in foreclosure is in Delaware. Second mortgage holder is threatening to file a 1099.Carmel Valley Real Estate
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2009/04/20/can-a-mortgage-company-file-a-1099-when-you-are-in-default-without-a-summary-jugement/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>If you have a mortgage, who is responsible for filing a Homestead and mortgage exemption?</title>
		<link>http://www.discountmortgage.org/2009/03/29/if-you-have-a-mortgage-who-is-responsible-for-filing-a-homestead-and-mortgage-exemption/</link>
		<comments>http://www.discountmortgage.org/2009/03/29/if-you-have-a-mortgage-who-is-responsible-for-filing-a-homestead-and-mortgage-exemption/#comments</comments>
		<pubDate>Sun, 29 Mar 2009 04:43:38 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[United States]]></category>
		<category><![CDATA[30 Year Mortgage]]></category>
		<category><![CDATA[Money Owed]]></category>
		<category><![CDATA[Mortgage Exemption]]></category>
		<category><![CDATA[Mortgage Taxes]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2009/03/29/if-you-have-a-mortgage-who-is-responsible-for-filing-a-homestead-and-mortgage-exemption/</guid>
		<description><![CDATA[
Alberto M asked: The taxes in our area when up drastically.  My friend asked me to review his tax bill and I noticed he did not have a Homestead or Mortgage exemption.  He has a 30 year mortgage on the property and it is his only &#038; primary residence.  He&#8217;s had the [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2009/03/29/if-you-have-a-mortgage-who-is-responsible-for-filing-a-homestead-and-mortgage-exemption/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Why is my mortgage company not paying my tax bill when I have escrow?</title>
		<link>http://www.discountmortgage.org/2009/03/22/why-is-my-mortgage-company-not-paying-my-tax-bill-when-i-have-escrow/</link>
		<comments>http://www.discountmortgage.org/2009/03/22/why-is-my-mortgage-company-not-paying-my-tax-bill-when-i-have-escrow/#comments</comments>
		<pubDate>Sun, 22 Mar 2009 21:06:51 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[United States]]></category>
		<category><![CDATA[Business Computer]]></category>
		<category><![CDATA[Escrow Company]]></category>
		<category><![CDATA[Mortgage Company]]></category>
		<category><![CDATA[Mortgage Tax]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2009/03/22/why-is-my-mortgage-company-not-paying-my-tax-bill-when-i-have-escrow/</guid>
		<description><![CDATA[
SJS asked: My mortgage company (CITIMORTGAGE) is not paying my tax bill.  The money is in escrow, the error has been spotted and documented in a case number by customer service. 
 I paid the bill myself, because it is over six months late and I risked being put on the TAX SALE foreclosure [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2009/03/22/why-is-my-mortgage-company-not-paying-my-tax-bill-when-i-have-escrow/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
	</channel>
</rss>

