joencrystal asked:


I need to know how to calculate what my total payment would be if I wanted to pay off my mortgage right now. How do I go about doing that?

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da_hal asked:


I got preapproved before (but didn’t buy a house) and when I went to the same bank, they said they had new regulations (didn’t meet with a mortgage specialist yet.)

What kind of regulations are banks using now to qualify people for mortgages?

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gabyrig asked:


I’m thinking of opening a business and as I am writing the plan, I want to consider buying the location vs. leasing or renting it.

Anyone knows how to obtain a business mortgage? What is involved? Money down, financing, interest, longest term on the loan? etc…. Very likely won’t try to buy a place that costs more than $90,000 if I find one.

Any pointers/resources on how that works will be appreciated.

Thanks!

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alicia asked:


What does it mean when someone voluntarily forfeits their mortgage? I need to know how this happens? What the benefits are? What are the disadvanatges? The person was going into foreclosure so is this a better option? If so why?

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JohnPau2010 asked:


1) Is there a website where we can check as what banks are giving good mortgage interest rates ?

2) Do we have to look only local banks where I live ? If I live in ILLINOIS , do I have look for a lender or bank in IL only ?

3) Any suggestions as which bank is good ?

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YESI asked:


I’m in the process of getting approved on a mortgage loan but the lender has asked me to provide a copy of my college diploma. What does he need it for?
It’s an FHA loan btw.

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lvchic_702 asked:


My mom passed away and we are trying to short sale her home. My brother is on the title deed and second mortgage but not the first mortgage. Under the deed it says joint tenancy. We already have a realtor dealing with them but she doesn’t understand why first mortgage won’t cooperate so we will be seeking a lawyer for help. Doesn’t the deed give my brother automatic ownership since my mom passed on ? I live in Las Vegas, NV. Thanks.

Ventura County Real Estate

i_am_awesome_forever asked:


Can I get a mortgage for a french house from a uk mortgage company? I tried to apply to a french company but they said that the value of the house has to be more than 100 thousand euros for a none french resident to apply for.

Would a UK company give me a mortgage for a foreign property?

Any help would be appreciated, thanks.

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ittytrex asked:


We have (2) loans, our mortgage and a line of credit on our home equity. My husband lost his job and we were trying to keep up the payments on our mortgage. When he paid a payment he used a payment coupon for the mortgage loan. Instead of applying the whole payment to our mortgage, the bank put some of the payment towards (1) month of the mortgage loan and the rest towards the home equity loan. So now we are still (1) month behind on our mortgage payment and the home equity loan is paid for about (4) months ahead of time. We are trying our best to keep this house.
Yes my husband used a payment coupon with the loan number on it and he received a receipt for the amount and the loan number was on the receipt also.

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tchr_grd5 asked:


For example, if I want to buy a house for $70,000 and fix it up with say $30,000, would I get one loan (mortgage) for $100,000 or would I need multiple loans?

Downtown San Diego Real Estate

Danielle asked:


Hi…
My fiance and I are almost finished our final year of university and will be moving back home to live with his parents. We are also going to be starting permanent jobs in our field starting in May.

We would like to purchase a condominium opposed to renting as we don’t want to live with parents for an extended period of time, although I am wondering if we will have to if length of employment is a critical factor in obtaining a mortgage?

Any information would be great!

I am living in Canada if this makes a difference in anything.

Thanks a lot.

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