binaryalgorithm asked:


I see that Freddie Mac is a government-sponsored mortgage lender and promotes safe and responsible borrowing. Has anyone had experiences with them? Would I be more likely to be able to qualify for a house with them? Are there certain reasons for choosing them vs. traditional lenders?

Sacramento Homes For Sale

lisamj asked:


Bought an investment property in Detroit and unable to find a stable renter. Lender won’t foreclose or do a deed in lieu of. $69000 owed on mortgage even though house is definitely not worth that now. Lender threatening to send it to collections. House is and has been on the market for months.

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Matty asked:


HI
I’m applying for a mortgage in the UK and was wondering if anyone knows what documents mortgage lenders will ask me to dig out to prove my earning, address etc.?

Are the document requirements any different for online banks/lenders?

Thanks
MAtt, uk

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ksb143 asked:


We applied and were approved for a refinance on our mortgage. The day before closing the underwriter says that the expenses we claimed in our tax return last year(approx $20k) were to be deducted from the income and therefore the ratio was off. I’ve never heard of this. I assumed that this
would have been looked at before approving the loan. Does this make sense? So I faxed the broker the last paycheck stub for 2006 that showed the total expenses reimbursed for the year were $9300. Shouldn’t that be considered and offset the expenses paid out. Does anyone know what to do in this case?

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Jenny B asked:


My 66 year old mother is considering a reverse mortgage, but even with that supplemental income potential, she will still need to apply for Medicaid to cover prescription expenses. Will a reverse mortgage affect her qualification for Medicaid?

Santa Monica Real Estate

Kelli M asked:


If the company that holds my mortgage goes belly up, what happens next? Does someone else buy the mortgage? And how would this affect me as the homeowner?

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indymama asked:


We will be applying for a conventional mortgage. And although our credit score is not perfect does it help with getting a better interest rate if we have never been late on our current mortgage and have been here for 3 years?

Please knowledgeable and honest answers.

San Diego Real Estate Mls

Gregory asked:


I just lost my job of 5 years and have a mortgage loan of which I am sure I will not be able to pay soon. I am thinking of seeking the help of a mortgage loan modification company. Would like to know the benefits since I think I can do this thing by myself. Any help will be appreciated.

Real Estate Blog

paddingtonbearinlondon asked:


I’m surprised at how much maternity benefits vary from company to company and country to country. How are you planning to cover things like mortgage/rent payments whilst you’re on maternity leave?

Canoga Park Real Estate

threecats asked:


I know my mortgage is serviced through Countrywide and the second through Wells Fargo. Could they still possibly be securitized by Freddie or Fannie?

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ssxingcn asked:


I’m one month behind of my two mortgage payments (one for my own house, and the other one for the investment property). I am planning to catch up all the late payments in the end of next month since I need the money for some important thing right now. How bad can this hurt my credit score?

southern california real estate