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	<title>Discount Mortgage Rates and Brokers &#187; Personal Finance</title>
	<atom:link href="http://www.discountmortgage.org/loans/personal-finance/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.discountmortgage.org</link>
	<description>Find Best Interest rates loans and financing</description>
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			<item>
		<title>Can I get a refinanced mortgage if i start a home business with no employees and still work my regular job?</title>
		<link>http://www.discountmortgage.org/2010/03/07/can-i-get-a-refinanced-mortgage-if-i-start-a-home-business-with-no-employees-and-still-work-my-regular-job-2/</link>
		<comments>http://www.discountmortgage.org/2010/03/07/can-i-get-a-refinanced-mortgage-if-i-start-a-home-business-with-no-employees-and-still-work-my-regular-job-2/#comments</comments>
		<pubDate>Sun, 07 Mar 2010 14:13:33 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Refinance My Mortgage]]></category>

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		<description><![CDATA[
sammus asked: I want to refinance my mortgage and I want to start a home business before doing so. It would have no employees and I would still keep my current job.  My home business will not require any due balances or credit lines to increase my debt.  Would mortgage companies see the [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/03/07/can-i-get-a-refinanced-mortgage-if-i-start-a-home-business-with-no-employees-and-still-work-my-regular-job-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Should we take the statement we have and wait to buy&#8230;?</title>
		<link>http://www.discountmortgage.org/2010/02/21/should-we-take-the-statement-we-have-and-wait-to-buy/</link>
		<comments>http://www.discountmortgage.org/2010/02/21/should-we-take-the-statement-we-have-and-wait-to-buy/#comments</comments>
		<pubDate>Sun, 21 Feb 2010 20:58:17 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Money Loan]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/02/21/should-we-take-the-statement-we-have-and-wait-to-buy/</guid>
		<description><![CDATA[
my.swag.is.serious asked: My boyfriend and I have a bank account with a 5 figure sum in it.  He wants to buy a truck with 1/8 of our net balance but i think we should go ahead and apply for a house loan while we have the current balance.  I don&#8217;t want to get [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/02/21/should-we-take-the-statement-we-have-and-wait-to-buy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Newly weds need specific financial advice?</title>
		<link>http://www.discountmortgage.org/2010/02/20/newly-weds-need-specific-financial-advice/</link>
		<comments>http://www.discountmortgage.org/2010/02/20/newly-weds-need-specific-financial-advice/#comments</comments>
		<pubDate>Sat, 20 Feb 2010 22:41:56 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Loan Investment]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/02/20/newly-weds-need-specific-financial-advice/</guid>
		<description><![CDATA[
SR in Chicago asked: I am 29 and my wife is 23. We recently got married a year ago and this April will be our first tax season. Here are the facts:
I make 70k a year. I have a credit score of 800. I have no credit card debt. However I do have 5k in [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/02/20/newly-weds-need-specific-financial-advice/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>My home loan application was denied but I&#8217;m not sure why? Help!?</title>
		<link>http://www.discountmortgage.org/2010/02/15/my-home-loan-application-was-denied-but-im-not-sure-why-help/</link>
		<comments>http://www.discountmortgage.org/2010/02/15/my-home-loan-application-was-denied-but-im-not-sure-why-help/#comments</comments>
		<pubDate>Mon, 15 Feb 2010 10:06:53 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[First Time Home Owner]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/02/15/my-home-loan-application-was-denied-but-im-not-sure-why-help/</guid>
		<description><![CDATA[
jody s asked: I applied for a home loan. I&#8217;m a first time home owner wannbe   I applied for a home loan &#038; was denied. The letter said I was denied by Dept of Housing &#038; Urban Development &#038; Federal Home Loan Mortgage Corp. Can anyone tell me what that means? My bank [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/02/15/my-home-loan-application-was-denied-but-im-not-sure-why-help/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Has anyone tried to Modify home Loan, Mortgage with WESCOM credit union?</title>
		<link>http://www.discountmortgage.org/2010/02/05/has-anyone-tried-to-modify-home-loan-mortgage-with-wescom-credit-union/</link>
		<comments>http://www.discountmortgage.org/2010/02/05/has-anyone-tried-to-modify-home-loan-mortgage-with-wescom-credit-union/#comments</comments>
		<pubDate>Fri, 05 Feb 2010 11:07:33 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Pointers]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/02/05/has-anyone-tried-to-modify-home-loan-mortgage-with-wescom-credit-union/</guid>
		<description><![CDATA[
garohd asked: I am unable to make the payments on my home due to my wife not working because of a sick child and the drop in business. Im in sales and work on 100% commission.
Wescom is who I have my first with.
Just wondering if anyone has successfully done a loan modification with Wescom, and [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/02/05/has-anyone-tried-to-modify-home-loan-mortgage-with-wescom-credit-union/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>can a person walk away from there shared home with there partner and pay nothing to the loans, mortgage ?</title>
		<link>http://www.discountmortgage.org/2010/02/03/can-a-person-walk-away-from-there-shared-home-with-there-partner-and-pay-nothing-to-the-loans-mortgage/</link>
		<comments>http://www.discountmortgage.org/2010/02/03/can-a-person-walk-away-from-there-shared-home-with-there-partner-and-pay-nothing-to-the-loans-mortgage/#comments</comments>
		<pubDate>Wed, 03 Feb 2010 17:43:27 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[100 Mortgages]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/02/03/can-a-person-walk-away-from-there-shared-home-with-there-partner-and-pay-nothing-to-the-loans-mortgage/</guid>
		<description><![CDATA[
Sarah P asked: hiya my brother and his partner have just split up, and are very deeply in debt, as they baught there house when banks were giving out 100% mortgages so they owe alot of money and my brother is deeply depresed due to the debt, and his partner knows this and is pushing [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/02/03/can-a-person-walk-away-from-there-shared-home-with-there-partner-and-pay-nothing-to-the-loans-mortgage/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>I received someone else&#8217;s fax&#8230; what should I do?</title>
		<link>http://www.discountmortgage.org/2009/10/19/i-received-someone-elses-fax-what-should-i-do/</link>
		<comments>http://www.discountmortgage.org/2009/10/19/i-received-someone-elses-fax-what-should-i-do/#comments</comments>
		<pubDate>Mon, 19 Oct 2009 22:08:59 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Homeowners Insurance]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2009/10/19/i-received-someone-elses-fax-what-should-i-do/</guid>
		<description><![CDATA[
sunny-d alright! asked: I got a fax today that is someone&#8217;s home loan mortgage statement and 401K statement. It also has their homeowners insurance balance and everything on it. Should I just ignore it, or should I tell someone?Huntsville Relocation
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2009/10/19/i-received-someone-elses-fax-what-should-i-do/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What are the defining &#8220;Lender&#8221; standards for a habitable home?</title>
		<link>http://www.discountmortgage.org/2009/10/01/what-are-the-defining-lender-standards-for-a-habitable-home-3/</link>
		<comments>http://www.discountmortgage.org/2009/10/01/what-are-the-defining-lender-standards-for-a-habitable-home-3/#comments</comments>
		<pubDate>Thu, 01 Oct 2009 13:06:05 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Fha Loans]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2009/10/01/what-are-the-defining-lender-standards-for-a-habitable-home-3/</guid>
		<description><![CDATA[
eric asked: Meaning what is the lender looking for to determine habitability in order to approve a home loan/mortgage? Not FHA loans but conventional lenders.Jacksonville FL Real Estate
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2009/10/01/what-are-the-defining-lender-standards-for-a-habitable-home-3/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What are the limits to mortgage interest deduction?</title>
		<link>http://www.discountmortgage.org/2009/09/25/what-are-the-limits-to-mortgage-interest-deduction/</link>
		<comments>http://www.discountmortgage.org/2009/09/25/what-are-the-limits-to-mortgage-interest-deduction/#comments</comments>
		<pubDate>Fri, 25 Sep 2009 15:27:55 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Mortgage Interest Deduction]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2009/09/25/what-are-the-limits-to-mortgage-interest-deduction/</guid>
		<description><![CDATA[
Jason asked: My wife and I current do not owe a mortgage on our house (~$600K). I am considering getting a ($400K) home equity loan / mortgage. Our income would easily support the monthly payment. My questions are 1. Will the interest from the $400K loan be tax deductible or is interest on cash-out loans [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2009/09/25/what-are-the-limits-to-mortgage-interest-deduction/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Countrywide Home Loans &#8211; Mortgage Forgiveness Debt Relief Act of 2007?</title>
		<link>http://www.discountmortgage.org/2009/09/17/countrywide-home-loans-mortgage-forgiveness-debt-relief-act-of-2007/</link>
		<comments>http://www.discountmortgage.org/2009/09/17/countrywide-home-loans-mortgage-forgiveness-debt-relief-act-of-2007/#comments</comments>
		<pubDate>Thu, 17 Sep 2009 01:30:10 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Loans Mortgage]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2009/09/17/countrywide-home-loans-mortgage-forgiveness-debt-relief-act-of-2007/</guid>
		<description><![CDATA[
Lisa S asked: I am trying to complete my income taxes and I had a foreclosure in 2008.  The Lender was Countrywide.  I never received any paperwork from Countrywide stating the debt was forgiven.  Does Countrywide report a 1099-C and why haven&#8217;t I received a copy yet?  Seeing as through Countrywide [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2009/09/17/countrywide-home-loans-mortgage-forgiveness-debt-relief-act-of-2007/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is there anyone knows where could I file a complain to my home loan mortgage lender?</title>
		<link>http://www.discountmortgage.org/2009/09/09/is-there-anyone-knows-where-could-i-file-a-complain-to-my-home-loan-mortgage-lender/</link>
		<comments>http://www.discountmortgage.org/2009/09/09/is-there-anyone-knows-where-could-i-file-a-complain-to-my-home-loan-mortgage-lender/#comments</comments>
		<pubDate>Wed, 09 Sep 2009 03:23:15 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Mortgage Rate]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2009/09/09/is-there-anyone-knows-where-could-i-file-a-complain-to-my-home-loan-mortgage-lender/</guid>
		<description><![CDATA[
charlsgao asked: My lender doesn&#8217;t want to find me a lower mortgage loan rate because she wants to maximize her profit. Today&#8217;s rate is 4.875% but she give me a rate of 5.5% and a fee of $965. Since I applied the HOP(one of the government down payment assistant program), I can&#8217;t change the lender [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2009/09/09/is-there-anyone-knows-where-could-i-file-a-complain-to-my-home-loan-mortgage-lender/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Debt Elimination Secrets</title>
		<link>http://www.discountmortgage.org/2009/08/07/mortgage-debt-elimination-secrets/</link>
		<comments>http://www.discountmortgage.org/2009/08/07/mortgage-debt-elimination-secrets/#comments</comments>
		<pubDate>Fri, 07 Aug 2009 14:17:28 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[30 Year Fixed Rate Mortgages]]></category>
		<category><![CDATA[Adjustable Rate Mortgages Arm]]></category>
		<category><![CDATA[Debt Elimination]]></category>
		<category><![CDATA[Mortgage Lender]]></category>
		<category><![CDATA[Year Fixed Rate Mortgages]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2009/08/07/mortgage-debt-elimination-secrets/</guid>
		<description><![CDATA[
Tim Derey asked: The mortgage debt elimination process that we&#8217;re going to share with you will, without a doubt, put you on the right path towards eliminating your mortgage payment. Once you begin putting these strategies to use, you&#8217;ll be much happier as you rid yourself of that burdensome debt.Adjustable Rate Mortgages &#8211; ARM&#8217;sIf you [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2009/08/07/mortgage-debt-elimination-secrets/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can I get a refinanced mortgage if i start a home business with no employees and still work my regular job?</title>
		<link>http://www.discountmortgage.org/2009/04/20/can-i-get-a-refinanced-mortgage-if-i-start-a-home-business-with-no-employees-and-still-work-my-regular-job/</link>
		<comments>http://www.discountmortgage.org/2009/04/20/can-i-get-a-refinanced-mortgage-if-i-start-a-home-business-with-no-employees-and-still-work-my-regular-job/#comments</comments>
		<pubDate>Mon, 20 Apr 2009 17:34:48 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Mortgage Payments]]></category>
		<category><![CDATA[Ssn]]></category>
		<category><![CDATA[Steady Employment]]></category>
		<category><![CDATA[Worry]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2009/04/20/can-i-get-a-refinanced-mortgage-if-i-start-a-home-business-with-no-employees-and-still-work-my-regular-job/</guid>
		<description><![CDATA[
sammus asked: I want to refinance my mortgage and I want to start a home business before doing so. It would have no employees and I would still keep my current job.  My home business will not require any due balances or credit lines to increase my debt.  Would mortgage companies see the [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2009/04/20/can-i-get-a-refinanced-mortgage-if-i-start-a-home-business-with-no-employees-and-still-work-my-regular-job/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>If mortgage bonds are secured corporate bonds then how did the subprime bubble happen?</title>
		<link>http://www.discountmortgage.org/2009/04/18/if-mortgage-bonds-are-secured-corporate-bonds-then-how-did-the-subprime-bubble-happen/</link>
		<comments>http://www.discountmortgage.org/2009/04/18/if-mortgage-bonds-are-secured-corporate-bonds-then-how-did-the-subprime-bubble-happen/#comments</comments>
		<pubDate>Sat, 18 Apr 2009 03:13:55 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Corporate Bonds]]></category>
		<category><![CDATA[Investor]]></category>
		<category><![CDATA[Mortgage Bonds]]></category>
		<category><![CDATA[Prinicipal]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2009/04/18/if-mortgage-bonds-are-secured-corporate-bonds-then-how-did-the-subprime-bubble-happen/</guid>
		<description><![CDATA[
kmm asked: I am trying to understand secure bonds and I know mortgage bonds are secured bonds,if that is the case,even if they default ,the investor should get the prinicipal back.Can someone give an explanation of this works.Sacramento office space
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2009/04/18/if-mortgage-bonds-are-secured-corporate-bonds-then-how-did-the-subprime-bubble-happen/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>What reverse mortgage company should I work for?</title>
		<link>http://www.discountmortgage.org/2009/04/03/what-reverse-mortgage-company-should-i-work-for/</link>
		<comments>http://www.discountmortgage.org/2009/04/03/what-reverse-mortgage-company-should-i-work-for/#comments</comments>
		<pubDate>Fri, 03 Apr 2009 00:39:51 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Hard Time]]></category>
		<category><![CDATA[Lot]]></category>
		<category><![CDATA[Mortgage Company]]></category>
		<category><![CDATA[Reverse Mortgage]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2009/04/03/what-reverse-mortgage-company-should-i-work-for/</guid>
		<description><![CDATA[
TJS asked: I&#8217;ve been looking into these a lot lately, but I&#8217;m having a hard time deciding what company to work with.  Anyone work for one &#8211; or have a reverse mortgage &#8211; that they can recommend?Dallas equipment rental
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2009/04/03/what-reverse-mortgage-company-should-i-work-for/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>What is the differences between all these different mortgage terms?</title>
		<link>http://www.discountmortgage.org/2009/03/11/what-is-the-differences-between-all-these-different-mortgage-terms/</link>
		<comments>http://www.discountmortgage.org/2009/03/11/what-is-the-differences-between-all-these-different-mortgage-terms/#comments</comments>
		<pubDate>Wed, 11 Mar 2009 09:09:19 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Different Kinds]]></category>
		<category><![CDATA[Mortgage Terms]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2009/03/11/what-is-the-differences-between-all-these-different-mortgage-terms/</guid>
		<description><![CDATA[
Cindy16 asked: I am looking into different mortgage.
Get very confused by so many different kinds of them.
What are the differences?
If we are planning to get a 300K mortgage, and planning to stay in the house for at least 5 years.
What mortgage might be good for us?
30yr fix
5/1
7/1
why  there is 5/1 ARM?? What is the [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2009/03/11/what-is-the-differences-between-all-these-different-mortgage-terms/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>What happens to a person&#8217;s mortgage when the lending company goes bankrupt?</title>
		<link>http://www.discountmortgage.org/2009/02/14/what-happens-to-a-persons-mortgage-when-the-lending-company-goes-bankrupt/</link>
		<comments>http://www.discountmortgage.org/2009/02/14/what-happens-to-a-persons-mortgage-when-the-lending-company-goes-bankrupt/#comments</comments>
		<pubDate>Sat, 14 Feb 2009 06:10:51 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Bankruptcy Court]]></category>
		<category><![CDATA[Mortgage Balance]]></category>
		<category><![CDATA[Mortgage Company]]></category>
		<category><![CDATA[Mortgage Lending]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2009/02/14/what-happens-to-a-persons-mortgage-when-the-lending-company-goes-bankrupt/</guid>
		<description><![CDATA[
Garry C asked: Does the person pay the mortgage balance to the bankruptcy court?  Does the person have to find another lending company to take up the mortgage balance?Document Destruction
]]></description>
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		<slash:comments>9</slash:comments>
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