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	<title>Discount Mortgage Rates and Brokers &#187; Personal Finance</title>
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	<link>http://www.discountmortgage.org</link>
	<description>Find Best Interest rates loans and financing</description>
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			<item>
		<title>How much does mortgage interest deduction increase your refund?</title>
		<link>http://www.discountmortgage.org/2011/07/19/how-much-does-mortgage-interest-deduction-increase-your-refund/</link>
		<comments>http://www.discountmortgage.org/2011/07/19/how-much-does-mortgage-interest-deduction-increase-your-refund/#comments</comments>
		<pubDate>Tue, 19 Jul 2011 02:13:41 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>

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		<description><![CDATA[
Randy Still asked: This is my first year to be eligible to claim mortgage interest, bought my home in April, 2010.  My regular refund previously filing 1040EZ was about $1000.  Completing my return last night online the refund amount went up to $1249 &#8211; not exactly the large increase I was hoping for. [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2011/07/19/how-much-does-mortgage-interest-deduction-increase-your-refund/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What is a mortgage checking account and how does it work?</title>
		<link>http://www.discountmortgage.org/2011/07/06/what-is-a-mortgage-checking-account-and-how-does-it-work/</link>
		<comments>http://www.discountmortgage.org/2011/07/06/what-is-a-mortgage-checking-account-and-how-does-it-work/#comments</comments>
		<pubDate>Wed, 06 Jul 2011 10:06:00 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Home Mortgage]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2011/07/06/what-is-a-mortgage-checking-account-and-how-does-it-work/</guid>
		<description><![CDATA[
the lickster asked: Used to reduce the total time of repayment and interest on a home mortgage.Palos Verdes Dentist
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2011/07/06/what-is-a-mortgage-checking-account-and-how-does-it-work/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What type of mortgage to get when buying new house before selling old one?</title>
		<link>http://www.discountmortgage.org/2011/06/27/what-type-of-mortgage-to-get-when-buying-new-house-before-selling-old-one/</link>
		<comments>http://www.discountmortgage.org/2011/06/27/what-type-of-mortgage-to-get-when-buying-new-house-before-selling-old-one/#comments</comments>
		<pubDate>Mon, 27 Jun 2011 04:57:47 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Downpayment]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2011/06/27/what-type-of-mortgage-to-get-when-buying-new-house-before-selling-old-one/</guid>
		<description><![CDATA[
CJ asked: I am looking to purchase a new house for about $600,000. I have only 10% cash for the downpayment.  We plan on selling our existing home right after the new purchase. I have about $300,00 equity in my current house.  I also have a HELOC line for $30,000 which is unused. [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2011/06/27/what-type-of-mortgage-to-get-when-buying-new-house-before-selling-old-one/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is it possible to refinance your mortgage to get caught up on bills and late mortgage payments?</title>
		<link>http://www.discountmortgage.org/2011/06/25/is-it-possible-to-refinance-your-mortgage-to-get-caught-up-on-bills-and-late-mortgage-payments/</link>
		<comments>http://www.discountmortgage.org/2011/06/25/is-it-possible-to-refinance-your-mortgage-to-get-caught-up-on-bills-and-late-mortgage-payments/#comments</comments>
		<pubDate>Sat, 25 Jun 2011 23:34:25 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Refinance Mortgage]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2011/06/25/is-it-possible-to-refinance-your-mortgage-to-get-caught-up-on-bills-and-late-mortgage-payments/</guid>
		<description><![CDATA[
Donna C asked: we have tried twice to refinance our house through a bank in order to get caught back up on the mortgage payments that we are behind and to do some home repairs, etc however we keep being told no because we are in fact behind several house payments.  Is there anyone [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2011/06/25/is-it-possible-to-refinance-your-mortgage-to-get-caught-up-on-bills-and-late-mortgage-payments/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What happens if you get a mortgage and have a deposit but need extra money to do the house up?</title>
		<link>http://www.discountmortgage.org/2011/06/23/what-happens-if-you-get-a-mortgage-and-have-a-deposit-but-need-extra-money-to-do-the-house-up/</link>
		<comments>http://www.discountmortgage.org/2011/06/23/what-happens-if-you-get-a-mortgage-and-have-a-deposit-but-need-extra-money-to-do-the-house-up/#comments</comments>
		<pubDate>Thu, 23 Jun 2011 17:34:42 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Lot]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2011/06/23/what-happens-if-you-get-a-mortgage-and-have-a-deposit-but-need-extra-money-to-do-the-house-up/</guid>
		<description><![CDATA[
bktfsm asked: We&#8217;re thinking of buying a property and have a deposit, however the property we&#8217;re thinking of buying needs a lot of work and would  probably cost a lot to do up. Obviously we wouldn&#8217;t have any cash after putting it towards the house so we would need that extra money. how would [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2011/06/23/what-happens-if-you-get-a-mortgage-and-have-a-deposit-but-need-extra-money-to-do-the-house-up/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What is the best way to avoid getting caught in an upside-down mortgage?</title>
		<link>http://www.discountmortgage.org/2011/06/05/what-is-the-best-way-to-avoid-getting-caught-in-an-upside-down-mortgage-2/</link>
		<comments>http://www.discountmortgage.org/2011/06/05/what-is-the-best-way-to-avoid-getting-caught-in-an-upside-down-mortgage-2/#comments</comments>
		<pubDate>Sun, 05 Jun 2011 12:13:47 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Upside Down]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2011/06/05/what-is-the-best-way-to-avoid-getting-caught-in-an-upside-down-mortgage-2/</guid>
		<description><![CDATA[
lonely m asked: I want to live in Detroit where the real estate is cheap and work for a New York company to support myself. However, I was warned about upside-down the mortgages.What is the best way to avoid getting caught in an upside-down mortgage?San Diego Mls
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2011/06/05/what-is-the-best-way-to-avoid-getting-caught-in-an-upside-down-mortgage-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What type of mortgage should I get?</title>
		<link>http://www.discountmortgage.org/2011/05/09/what-type-of-mortgage-should-i-get/</link>
		<comments>http://www.discountmortgage.org/2011/05/09/what-type-of-mortgage-should-i-get/#comments</comments>
		<pubDate>Mon, 09 May 2011 03:44:36 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[3 Years]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2011/05/09/what-type-of-mortgage-should-i-get/</guid>
		<description><![CDATA[
Bob K asked: I plan to purchase a $500,000 condo with 30% down and I am planning to pay off the balance in about 2 to 3 years.  What would be the best type of mortgage for me (ie. FRM vs ARM vs. ???)   Thanks.Boston Luxury Real Estate
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2011/05/09/what-type-of-mortgage-should-i-get/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can you prevent a bank from selling a home mortgage to another bank?</title>
		<link>http://www.discountmortgage.org/2011/05/04/can-you-prevent-a-bank-from-selling-a-home-mortgage-to-another-bank/</link>
		<comments>http://www.discountmortgage.org/2011/05/04/can-you-prevent-a-bank-from-selling-a-home-mortgage-to-another-bank/#comments</comments>
		<pubDate>Wed, 04 May 2011 19:04:32 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Mortgage Bank]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2011/05/04/can-you-prevent-a-bank-from-selling-a-home-mortgage-to-another-bank/</guid>
		<description><![CDATA[
MOReviews asked: I got a letter that my mortgage is being sold to FannieMae.  I picked my current mortgage company based on online features, free weekly payment program (and other free programs), stability, and proximity to my home.  I think a bank should have to get consent before selling a home mortgage and [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2011/05/04/can-you-prevent-a-bank-from-selling-a-home-mortgage-to-another-bank/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>I have quite a competitive tracker mortgage so my payments are going down as the base rate continues to drop?</title>
		<link>http://www.discountmortgage.org/2011/04/29/i-have-quite-a-competitive-tracker-mortgage-so-my-payments-are-going-down-as-the-base-rate-continues-to-drop/</link>
		<comments>http://www.discountmortgage.org/2011/04/29/i-have-quite-a-competitive-tracker-mortgage-so-my-payments-are-going-down-as-the-base-rate-continues-to-drop/#comments</comments>
		<pubDate>Fri, 29 Apr 2011 00:06:27 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Tracker Mortgage]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2011/04/29/i-have-quite-a-competitive-tracker-mortgage-so-my-payments-are-going-down-as-the-base-rate-continues-to-drop/</guid>
		<description><![CDATA[
siobhan m asked: however my mortgage is interest only &#8211; as my repayments are decreasing I want to either overpay on my mortgage or put the excess money into an isa &#8211; which am I better off doing?Offshore Credit Card Merchant Account
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2011/04/29/i-have-quite-a-competitive-tracker-mortgage-so-my-payments-are-going-down-as-the-base-rate-continues-to-drop/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How do I calculate the present balance on a mortgage?</title>
		<link>http://www.discountmortgage.org/2011/04/27/how-do-i-calculate-the-present-balance-on-a-mortgage/</link>
		<comments>http://www.discountmortgage.org/2011/04/27/how-do-i-calculate-the-present-balance-on-a-mortgage/#comments</comments>
		<pubDate>Wed, 27 Apr 2011 16:33:41 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Mortgage Payment]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2011/04/27/how-do-i-calculate-the-present-balance-on-a-mortgage/</guid>
		<description><![CDATA[
omphe asked: I am trying to calculate the unpaid balance of a mortgage for a given payment period, using a spreadsheet function. 
For example, on a loan of £200,000 with an interest rate of 5.4% and a repayment period  of 25 years, how could I calculate the amount to be repaid in the 24th [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2011/04/27/how-do-i-calculate-the-present-balance-on-a-mortgage/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What service do mortgage lenders use to get consumer FICO scores from?</title>
		<link>http://www.discountmortgage.org/2011/04/24/what-service-do-mortgage-lenders-use-to-get-consumer-fico-scores-from/</link>
		<comments>http://www.discountmortgage.org/2011/04/24/what-service-do-mortgage-lenders-use-to-get-consumer-fico-scores-from/#comments</comments>
		<pubDate>Sun, 24 Apr 2011 13:20:57 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Mortgage Companies]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2011/04/24/what-service-do-mortgage-lenders-use-to-get-consumer-fico-scores-from/</guid>
		<description><![CDATA[
rlc_60504 asked: &#8230;and how do I get the same?  I&#8217;ve gotten my credit score from some online sources before, but then I talk to a bank and they have a completely different number for me when they tell me my FICO score.  I&#8217;d like to see the same report as the mortgage companies [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2011/04/24/what-service-do-mortgage-lenders-use-to-get-consumer-fico-scores-from/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What access to CDN assets does a US mortgage company have when a Canadian citizen defaults on a US mortgage?</title>
		<link>http://www.discountmortgage.org/2011/04/08/what-access-to-cdn-assets-does-a-us-mortgage-company-have-when-a-canadian-citizen-defaults-on-a-us-mortgage/</link>
		<comments>http://www.discountmortgage.org/2011/04/08/what-access-to-cdn-assets-does-a-us-mortgage-company-have-when-a-canadian-citizen-defaults-on-a-us-mortgage/#comments</comments>
		<pubDate>Fri, 08 Apr 2011 13:20:04 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Canadian Mortgage]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2011/04/08/what-access-to-cdn-assets-does-a-us-mortgage-company-have-when-a-canadian-citizen-defaults-on-a-us-mortgage/</guid>
		<description><![CDATA[
Andrew M asked: We own a property in Florida that unfortunately does not make financial sense to try to keep. We will likely walk away from the house and default on the mortgage. What access will the mortgage company have to my assets here in Canada, and what are the possible repercussions?
Thanks very much.San Francisco [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2011/04/08/what-access-to-cdn-assets-does-a-us-mortgage-company-have-when-a-canadian-citizen-defaults-on-a-us-mortgage/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What happen if one pays a large sum of money to their mortgage company just days before filing bankruptcy?</title>
		<link>http://www.discountmortgage.org/2011/04/04/what-happen-if-one-pays-a-large-sum-of-money-to-their-mortgage-company-just-days-before-filing-bankruptcy/</link>
		<comments>http://www.discountmortgage.org/2011/04/04/what-happen-if-one-pays-a-large-sum-of-money-to-their-mortgage-company-just-days-before-filing-bankruptcy/#comments</comments>
		<pubDate>Mon, 04 Apr 2011 04:32:34 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Sum Of Money]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2011/04/04/what-happen-if-one-pays-a-large-sum-of-money-to-their-mortgage-company-just-days-before-filing-bankruptcy/</guid>
		<description><![CDATA[
Greg B asked: What happen if one pays a large sum of money, say $100,000.00 to their mortgage company just days before filing bankruptcy? Would the other creditors be able to claim preference force the court to order the mortgage company to send the money paid back to the court? I am in Florida.By Owner [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2011/04/04/what-happen-if-one-pays-a-large-sum-of-money-to-their-mortgage-company-just-days-before-filing-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What is the required credit score to get an approval for a mortgage?</title>
		<link>http://www.discountmortgage.org/2011/03/29/what-is-the-required-credit-score-to-get-an-approval-for-a-mortgage/</link>
		<comments>http://www.discountmortgage.org/2011/03/29/what-is-the-required-credit-score-to-get-an-approval-for-a-mortgage/#comments</comments>
		<pubDate>Tue, 29 Mar 2011 15:16:55 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Aproval]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2011/03/29/what-is-the-required-credit-score-to-get-an-approval-for-a-mortgage/</guid>
		<description><![CDATA[
Javi asked: For a conventional mortgage, what should your credit score be? How low can it go for an aproval on a conventional mortgage?Sacramento Real Estate
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2011/03/29/what-is-the-required-credit-score-to-get-an-approval-for-a-mortgage/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>If my mortgage was included in bankruptcy, can I walk away from the home without any other damage to my credit?</title>
		<link>http://www.discountmortgage.org/2011/03/23/if-my-mortgage-was-included-in-bankruptcy-can-i-walk-away-from-the-home-without-any-other-damage-to-my-credit/</link>
		<comments>http://www.discountmortgage.org/2011/03/23/if-my-mortgage-was-included-in-bankruptcy-can-i-walk-away-from-the-home-without-any-other-damage-to-my-credit/#comments</comments>
		<pubDate>Wed, 23 Mar 2011 13:09:59 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Mortgage Bankruptcy]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2011/03/23/if-my-mortgage-was-included-in-bankruptcy-can-i-walk-away-from-the-home-without-any-other-damage-to-my-credit/</guid>
		<description><![CDATA[
Jeff asked: I had a bankruptcy 4 years ago, and although I tried to reaffirm on my mortgage, the mortgage company did not sign the agreement. I have never missed a payment in 5 years nor have I been late.
However, these economic times lately have been very pressing and I&#8217;m thinking about walking away from [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2011/03/23/if-my-mortgage-was-included-in-bankruptcy-can-i-walk-away-from-the-home-without-any-other-damage-to-my-credit/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How do I increase my Mortgage payments if the bank my mortgage is with is different from my regular bank?</title>
		<link>http://www.discountmortgage.org/2011/03/14/how-do-i-increase-my-mortgage-payments-if-the-bank-my-mortgage-is-with-is-different-from-my-regular-bank/</link>
		<comments>http://www.discountmortgage.org/2011/03/14/how-do-i-increase-my-mortgage-payments-if-the-bank-my-mortgage-is-with-is-different-from-my-regular-bank/#comments</comments>
		<pubDate>Mon, 14 Mar 2011 23:58:10 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Mortgage Payments]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2011/03/14/how-do-i-increase-my-mortgage-payments-if-the-bank-my-mortgage-is-with-is-different-from-my-regular-bank/</guid>
		<description><![CDATA[
Lanna asked: If my regular day to day bank is though TD Canada Trust but my Mortgage is with Scotia Bank do I have to call someone to request doubling up on payment etc.Mexican Real Estate
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2011/03/14/how-do-i-increase-my-mortgage-payments-if-the-bank-my-mortgage-is-with-is-different-from-my-regular-bank/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Better to make extra principal payments or extra mortgage payments?</title>
		<link>http://www.discountmortgage.org/2011/02/19/better-to-make-extra-principal-payments-or-extra-mortgage-payments/</link>
		<comments>http://www.discountmortgage.org/2011/02/19/better-to-make-extra-principal-payments-or-extra-mortgage-payments/#comments</comments>
		<pubDate>Sat, 19 Feb 2011 21:44:44 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Principal Payments]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2011/02/19/better-to-make-extra-principal-payments-or-extra-mortgage-payments/</guid>
		<description><![CDATA[
girlwhoknowsitstrue asked: I am planning on paying down my mortgage early.  Am I better off making an extra $500 principal payment or making an additional regular payment every other month?  It seems that I pay more interest when I make extra payments, which helps on the taxes &#8211; but wondered what it would [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2011/02/19/better-to-make-extra-principal-payments-or-extra-mortgage-payments/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>How can I hedge against my mortgage payments going higher?</title>
		<link>http://www.discountmortgage.org/2011/02/13/how-can-i-hedge-against-my-mortgage-payments-going-higher/</link>
		<comments>http://www.discountmortgage.org/2011/02/13/how-can-i-hedge-against-my-mortgage-payments-going-higher/#comments</comments>
		<pubDate>Sun, 13 Feb 2011 20:44:04 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Mortgage Payment]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2011/02/13/how-can-i-hedge-against-my-mortgage-payments-going-higher/</guid>
		<description><![CDATA[
Lee asked: My mortgage payment will adjust in about 18 months. The mortgage balance is $300,000. I can not refinance now since I am unemployed; however I do have a lot of money saved and invested. My savings and investments are about equal to the mortgage balance. Payments at this time are about $2,500. What [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2011/02/13/how-can-i-hedge-against-my-mortgage-payments-going-higher/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How do I go about assuming a mortgage that is currently in my name, and my ex-husbands?</title>
		<link>http://www.discountmortgage.org/2011/01/18/how-do-i-go-about-assuming-a-mortgage-that-is-currently-in-my-name-and-my-ex-husbands/</link>
		<comments>http://www.discountmortgage.org/2011/01/18/how-do-i-go-about-assuming-a-mortgage-that-is-currently-in-my-name-and-my-ex-husbands/#comments</comments>
		<pubDate>Tue, 18 Jan 2011 11:23:18 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Assuming A Mortgage]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2011/01/18/how-do-i-go-about-assuming-a-mortgage-that-is-currently-in-my-name-and-my-ex-husbands/</guid>
		<description><![CDATA[
niffer&#8217;s mom asked: I&#8217;m recently divorced. The ex quit-claimed the house, and the house was awarded to me under default dissoltion. I have been paying the mortgage, and all associated expenses for more than 18 months. It is an FHA loan.
I need to basically assume responsibility for the mortgage, and have his name removed from [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2011/01/18/how-do-i-go-about-assuming-a-mortgage-that-is-currently-in-my-name-and-my-ex-husbands/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can i change from an interest only mortgage to a capital and interest mortgage?</title>
		<link>http://www.discountmortgage.org/2011/01/15/can-i-change-from-an-interest-only-mortgage-to-a-capital-and-interest-mortgage/</link>
		<comments>http://www.discountmortgage.org/2011/01/15/can-i-change-from-an-interest-only-mortgage-to-a-capital-and-interest-mortgage/#comments</comments>
		<pubDate>Sat, 15 Jan 2011 00:36:17 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Endowment Policy]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2011/01/15/can-i-change-from-an-interest-only-mortgage-to-a-capital-and-interest-mortgage/</guid>
		<description><![CDATA[
brian.edwards1@btinternet.com asked: I am 6 years into an interest only mortgage and want to change to a capital and interest mortgage. How do i go about this andhow do i get the money i have already paid into my endowment policy?West La Dentists
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2011/01/15/can-i-change-from-an-interest-only-mortgage-to-a-capital-and-interest-mortgage/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Reverse mortgage, what are the payback options and how is the money accessed and distributed?</title>
		<link>http://www.discountmortgage.org/2011/01/02/reverse-mortgage-what-are-the-payback-options-and-how-is-the-money-accessed-and-distributed/</link>
		<comments>http://www.discountmortgage.org/2011/01/02/reverse-mortgage-what-are-the-payback-options-and-how-is-the-money-accessed-and-distributed/#comments</comments>
		<pubDate>Sun, 02 Jan 2011 09:35:47 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Money Mortgage]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2011/01/02/reverse-mortgage-what-are-the-payback-options-and-how-is-the-money-accessed-and-distributed/</guid>
		<description><![CDATA[
ttedua asked: The reverse mortgage will be for my mother who is unable to manager her funds. How can I protect her funds and administer her monies safely? Is it possible to put restrictions on where and how much money is used?Mexican Real Estate
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2011/01/02/reverse-mortgage-what-are-the-payback-options-and-how-is-the-money-accessed-and-distributed/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What day of the month is interest applied to a mortgage loan?</title>
		<link>http://www.discountmortgage.org/2010/12/30/what-day-of-the-month-is-interest-applied-to-a-mortgage-loan/</link>
		<comments>http://www.discountmortgage.org/2010/12/30/what-day-of-the-month-is-interest-applied-to-a-mortgage-loan/#comments</comments>
		<pubDate>Thu, 30 Dec 2010 01:51:44 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Mortgage Bank]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/12/30/what-day-of-the-month-is-interest-applied-to-a-mortgage-loan/</guid>
		<description><![CDATA[
**k** asked: Is there a certain day that banks add interest to mortgage loans?  I am currently have a mortgage loan with Chase Bank.Absecon Homes for sale
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/12/30/what-day-of-the-month-is-interest-applied-to-a-mortgage-loan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How is Freddie Mac different as a mortgage lender than traditional lenders?</title>
		<link>http://www.discountmortgage.org/2010/12/25/how-is-freddie-mac-different-as-a-mortgage-lender-than-traditional-lenders/</link>
		<comments>http://www.discountmortgage.org/2010/12/25/how-is-freddie-mac-different-as-a-mortgage-lender-than-traditional-lenders/#comments</comments>
		<pubDate>Sat, 25 Dec 2010 06:13:35 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Mortgage Lender]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/12/25/how-is-freddie-mac-different-as-a-mortgage-lender-than-traditional-lenders/</guid>
		<description><![CDATA[
binaryalgorithm asked: I see that Freddie Mac is a government-sponsored mortgage lender and promotes safe and responsible borrowing. Has anyone had experiences with them? Would I be more likely to be able to qualify for a house with them? Are there certain reasons for choosing them vs. traditional lenders?Sacramento Homes For Sale
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/12/25/how-is-freddie-mac-different-as-a-mortgage-lender-than-traditional-lenders/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How do I deal with an investment mortgage that&#8217;s going into collections?</title>
		<link>http://www.discountmortgage.org/2010/12/21/how-do-i-deal-with-an-investment-mortgage-thats-going-into-collections/</link>
		<comments>http://www.discountmortgage.org/2010/12/21/how-do-i-deal-with-an-investment-mortgage-thats-going-into-collections/#comments</comments>
		<pubDate>Tue, 21 Dec 2010 16:31:56 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Deed In Lieu]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/12/21/how-do-i-deal-with-an-investment-mortgage-thats-going-into-collections/</guid>
		<description><![CDATA[
lisamj asked: Bought an investment property in Detroit and unable to find a stable renter. Lender won&#8217;t foreclose or do a deed in lieu of. $69000 owed on mortgage even though house is definitely not worth that now. Lender threatening to send it to collections. House is and has been on the market for months.Stretch [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/12/21/how-do-i-deal-with-an-investment-mortgage-thats-going-into-collections/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What documents to I need to provide to get a mortgage in the uk?</title>
		<link>http://www.discountmortgage.org/2010/12/03/what-documents-to-i-need-to-provide-to-get-a-mortgage-in-the-uk/</link>
		<comments>http://www.discountmortgage.org/2010/12/03/what-documents-to-i-need-to-provide-to-get-a-mortgage-in-the-uk/#comments</comments>
		<pubDate>Fri, 03 Dec 2010 00:23:06 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Banks]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/12/03/what-documents-to-i-need-to-provide-to-get-a-mortgage-in-the-uk/</guid>
		<description><![CDATA[
Matty asked: HI
I&#8217;m applying for a mortgage in the UK and was wondering if anyone knows what documents mortgage lenders will ask me to dig out to prove my earning, address etc.?
Are the document requirements any different for online banks/lenders?
Thanks
MAtt, ukVeneers Dentist San Francisco
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/12/03/what-documents-to-i-need-to-provide-to-get-a-mortgage-in-the-uk/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How can you be approved for a mortgage and then denied right before closing?</title>
		<link>http://www.discountmortgage.org/2010/11/25/how-can-you-be-approved-for-a-mortgage-and-then-denied-right-before-closing/</link>
		<comments>http://www.discountmortgage.org/2010/11/25/how-can-you-be-approved-for-a-mortgage-and-then-denied-right-before-closing/#comments</comments>
		<pubDate>Thu, 25 Nov 2010 04:45:44 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Refinance Mortgage]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/11/25/how-can-you-be-approved-for-a-mortgage-and-then-denied-right-before-closing/</guid>
		<description><![CDATA[
ksb143 asked: We applied and were approved for a refinance on our mortgage.  The day before closing the underwriter says that the expenses we claimed in our tax return last year(approx $20k) were to be deducted from the income and therefore the ratio was off.  I&#8217;ve never heard of this. I assumed that [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/11/25/how-can-you-be-approved-for-a-mortgage-and-then-denied-right-before-closing/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How does a reverse mortgage affect medicaid qualification?</title>
		<link>http://www.discountmortgage.org/2010/11/23/how-does-a-reverse-mortgage-affect-medicaid-qualification/</link>
		<comments>http://www.discountmortgage.org/2010/11/23/how-does-a-reverse-mortgage-affect-medicaid-qualification/#comments</comments>
		<pubDate>Tue, 23 Nov 2010 08:47:23 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Old Mother]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/11/23/how-does-a-reverse-mortgage-affect-medicaid-qualification/</guid>
		<description><![CDATA[
Jenny B asked: My 66 year old mother is considering a reverse mortgage, but even with that supplemental income potential, she will still need to apply for Medicaid to cover prescription expenses.  Will a reverse mortgage affect her qualification for Medicaid?Santa Monica Real Estate
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/11/23/how-does-a-reverse-mortgage-affect-medicaid-qualification/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What happens to my mortgage if the bank goes broke?</title>
		<link>http://www.discountmortgage.org/2010/11/20/what-happens-to-my-mortgage-if-the-bank-goes-broke/</link>
		<comments>http://www.discountmortgage.org/2010/11/20/what-happens-to-my-mortgage-if-the-bank-goes-broke/#comments</comments>
		<pubDate>Sat, 20 Nov 2010 13:39:43 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/11/20/what-happens-to-my-mortgage-if-the-bank-goes-broke/</guid>
		<description><![CDATA[
Kelli M asked: If the company that holds my mortgage goes belly up, what happens next?  Does someone else buy the mortgage?  And how would this affect me as the homeowner?Keyless Remote Programing
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/11/20/what-happens-to-my-mortgage-if-the-bank-goes-broke/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What kind of mortgage interest rate will I get with a mid-600s credit score?</title>
		<link>http://www.discountmortgage.org/2010/11/05/what-kind-of-mortgage-interest-rate-will-i-get-with-a-mid-600s-credit-score/</link>
		<comments>http://www.discountmortgage.org/2010/11/05/what-kind-of-mortgage-interest-rate-will-i-get-with-a-mid-600s-credit-score/#comments</comments>
		<pubDate>Fri, 05 Nov 2010 07:15:42 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Mortgage Interest Rate]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/11/05/what-kind-of-mortgage-interest-rate-will-i-get-with-a-mid-600s-credit-score/</guid>
		<description><![CDATA[
indymama asked: We will be applying for a conventional mortgage.  And although our credit score is not perfect does it help with getting a better interest rate if we have never been late on our current mortgage and have been here for 3 years?  
Please knowledgeable and honest answers.San Diego Real Estate Mls
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/11/05/what-kind-of-mortgage-interest-rate-will-i-get-with-a-mid-600s-credit-score/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What are the benefits if I resort to a mortgage loan modification company?</title>
		<link>http://www.discountmortgage.org/2010/10/22/what-are-the-benefits-if-i-resort-to-a-mortgage-loan-modification-company/</link>
		<comments>http://www.discountmortgage.org/2010/10/22/what-are-the-benefits-if-i-resort-to-a-mortgage-loan-modification-company/#comments</comments>
		<pubDate>Fri, 22 Oct 2010 06:30:26 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Job]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/10/22/what-are-the-benefits-if-i-resort-to-a-mortgage-loan-modification-company/</guid>
		<description><![CDATA[
Gregory asked: I just lost my job of 5 years and have a mortgage loan of which I am sure I will not be able to pay soon. I am thinking of seeking the help of a mortgage loan modification company. Would like to know the benefits since I think I can do this thing [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/10/22/what-are-the-benefits-if-i-resort-to-a-mortgage-loan-modification-company/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How will you pay the rent/mortgage whilst you&#8217;re on maternity leave?</title>
		<link>http://www.discountmortgage.org/2010/10/12/how-will-you-pay-the-rentmortgage-whilst-youre-on-maternity-leave/</link>
		<comments>http://www.discountmortgage.org/2010/10/12/how-will-you-pay-the-rentmortgage-whilst-youre-on-maternity-leave/#comments</comments>
		<pubDate>Tue, 12 Oct 2010 13:06:48 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Maternity Benefits]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/10/12/how-will-you-pay-the-rentmortgage-whilst-youre-on-maternity-leave/</guid>
		<description><![CDATA[
paddingtonbearinlondon asked: I&#8217;m surprised at how much maternity benefits vary from company to company and country to country. How are you planning to cover  things like mortgage/rent payments whilst you&#8217;re on maternity leave?Canoga Park Real Estate
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/10/12/how-will-you-pay-the-rentmortgage-whilst-youre-on-maternity-leave/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How do I know if my mortgage is securitized by freddie or fannie?</title>
		<link>http://www.discountmortgage.org/2010/09/29/how-do-i-know-if-my-mortgage-is-securitized-by-freddie-or-fannie/</link>
		<comments>http://www.discountmortgage.org/2010/09/29/how-do-i-know-if-my-mortgage-is-securitized-by-freddie-or-fannie/#comments</comments>
		<pubDate>Wed, 29 Sep 2010 01:20:18 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Countrywide]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/09/29/how-do-i-know-if-my-mortgage-is-securitized-by-freddie-or-fannie/</guid>
		<description><![CDATA[
threecats asked: I know my mortgage is serviced through Countrywide and the second through Wells Fargo.  Could they still possibly be securitized by Freddie or Fannie?Playa Del Sol Condos Playa Del Rey
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/09/29/how-do-i-know-if-my-mortgage-is-securitized-by-freddie-or-fannie/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How bad can the late mortgage payments hurt my credit score?</title>
		<link>http://www.discountmortgage.org/2010/09/15/how-bad-can-the-late-mortgage-payments-hurt-my-credit-score/</link>
		<comments>http://www.discountmortgage.org/2010/09/15/how-bad-can-the-late-mortgage-payments-hurt-my-credit-score/#comments</comments>
		<pubDate>Wed, 15 Sep 2010 13:16:13 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Bad Credit]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/09/15/how-bad-can-the-late-mortgage-payments-hurt-my-credit-score/</guid>
		<description><![CDATA[
ssxingcn asked: I&#8217;m one month behind of my two mortgage payments (one for my own house, and the other one for the investment property).  I am planning to catch up all the late payments in the end of next month since I need the money for some important thing right now. How bad can [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/09/15/how-bad-can-the-late-mortgage-payments-hurt-my-credit-score/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What&#8217;s the best mortgage company for someone with a largew downpayment and great credit score?</title>
		<link>http://www.discountmortgage.org/2010/08/31/whats-the-best-mortgage-company-for-someone-with-a-largew-downpayment-and-great-credit-score/</link>
		<comments>http://www.discountmortgage.org/2010/08/31/whats-the-best-mortgage-company-for-someone-with-a-largew-downpayment-and-great-credit-score/#comments</comments>
		<pubDate>Tue, 31 Aug 2010 06:37:49 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Mortgage Companies]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/08/31/whats-the-best-mortgage-company-for-someone-with-a-largew-downpayment-and-great-credit-score/</guid>
		<description><![CDATA[
jimbob asked: I&#8217;m looking for low rates on a 30 year fixed with low closing costs and no BS. Anybody had any good experiences with reputable mortgage companies out there that would fit my profile and needs? Thanks.Palm Springs Homes
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/08/31/whats-the-best-mortgage-company-for-someone-with-a-largew-downpayment-and-great-credit-score/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How do I structure a mortgage to pay it off quickly?</title>
		<link>http://www.discountmortgage.org/2010/08/25/how-do-i-structure-a-mortgage-to-pay-it-off-quickly/</link>
		<comments>http://www.discountmortgage.org/2010/08/25/how-do-i-structure-a-mortgage-to-pay-it-off-quickly/#comments</comments>
		<pubDate>Wed, 25 Aug 2010 21:14:34 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Mortgage]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/08/25/how-do-i-structure-a-mortgage-to-pay-it-off-quickly/</guid>
		<description><![CDATA[
analyst asked: I am about to buy a mortgage for a property. Does anyone have any tips for me about how to structure it correctly from the beginning so I pay it off as quickly as possible. Thanks in advance for your answer.Playa Del Rey Real Estate
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/08/25/how-do-i-structure-a-mortgage-to-pay-it-off-quickly/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How do you get your mortgage company to negotiate?</title>
		<link>http://www.discountmortgage.org/2010/08/21/how-do-you-get-your-mortgage-company-to-negotiate/</link>
		<comments>http://www.discountmortgage.org/2010/08/21/how-do-you-get-your-mortgage-company-to-negotiate/#comments</comments>
		<pubDate>Sat, 21 Aug 2010 00:51:14 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Mortage]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/08/21/how-do-you-get-your-mortgage-company-to-negotiate/</guid>
		<description><![CDATA[
frjk asked: We are in Chapter 11 Bankruptcy and do pay that every month, but am 4 months behind on mortage. I just want a reduced payment, maybe over 40 years, not 30 and at a lower rate, but my mortgage company (Countrywide) will nottalk to us. Please help!non surgical face lift
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/08/21/how-do-you-get-your-mortgage-company-to-negotiate/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What do mortgage lenders look at when deciding to qualify you?</title>
		<link>http://www.discountmortgage.org/2010/08/10/what-do-mortgage-lenders-look-at-when-deciding-to-qualify-you/</link>
		<comments>http://www.discountmortgage.org/2010/08/10/what-do-mortgage-lenders-look-at-when-deciding-to-qualify-you/#comments</comments>
		<pubDate>Tue, 10 Aug 2010 09:14:40 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[First Time Home]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/08/10/what-do-mortgage-lenders-look-at-when-deciding-to-qualify-you/</guid>
		<description><![CDATA[
amanda8785 asked: We want to start taking the steps to first time home ownership but I&#8217;m curious, what do mortgage lenders look at when deciding to qualify you for a mortgage.  I just want to make sure we get ourselves in order so that when its time to go to the bank we will [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/08/10/what-do-mortgage-lenders-look-at-when-deciding-to-qualify-you/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How do I get my name off a mortgage without refinancing.?</title>
		<link>http://www.discountmortgage.org/2010/07/30/how-do-i-get-my-name-off-a-mortgage-without-refinancing/</link>
		<comments>http://www.discountmortgage.org/2010/07/30/how-do-i-get-my-name-off-a-mortgage-without-refinancing/#comments</comments>
		<pubDate>Fri, 30 Jul 2010 00:35:05 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Refinance Mortgage]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/07/30/how-do-i-get-my-name-off-a-mortgage-without-refinancing/</guid>
		<description><![CDATA[
Brett asked: I recently went in with my parents on a 5 year fixed mortgage. They could afford the house without me but I put my name on it to get a housing allowance from my company. I now want to buy my own home but require my name off the mortgage in order to [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/07/30/how-do-i-get-my-name-off-a-mortgage-without-refinancing/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What is the loan modification with your mortgage while in Chapter 13 bankruptcty?</title>
		<link>http://www.discountmortgage.org/2010/07/14/what-is-the-loan-modification-with-your-mortgage-while-in-chapter-13-bankruptcty/</link>
		<comments>http://www.discountmortgage.org/2010/07/14/what-is-the-loan-modification-with-your-mortgage-while-in-chapter-13-bankruptcty/#comments</comments>
		<pubDate>Wed, 14 Jul 2010 22:57:01 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Mortgage Lenders]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/07/14/what-is-the-loan-modification-with-your-mortgage-while-in-chapter-13-bankruptcty/</guid>
		<description><![CDATA[
My2Boyz asked: After filing Chapter 13 bankruptcy (mortgage included -fixed rate) my husband became unemployed, so we are now 6 months behind on our mortgage and our attorneys are submitting for a loan modification, what is the process? Is a loan modification always granted?
My husband is now currently working and has been for 3 months [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/07/14/what-is-the-loan-modification-with-your-mortgage-while-in-chapter-13-bankruptcty/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How easy is it to get a mortgage lender to agree to a short sale and waive the remaining debt?</title>
		<link>http://www.discountmortgage.org/2010/07/01/how-easy-is-it-to-get-a-mortgage-lender-to-agree-to-a-short-sale-and-waive-the-remaining-debt/</link>
		<comments>http://www.discountmortgage.org/2010/07/01/how-easy-is-it-to-get-a-mortgage-lender-to-agree-to-a-short-sale-and-waive-the-remaining-debt/#comments</comments>
		<pubDate>Thu, 01 Jul 2010 23:51:18 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[High Interest Rate]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/07/01/how-easy-is-it-to-get-a-mortgage-lender-to-agree-to-a-short-sale-and-waive-the-remaining-debt/</guid>
		<description><![CDATA[
dflog asked: I have two homes with one mortgage on each (same lender). One home is now in negative equity and has a high interest rate on the mortgage. Even though the bank refinanced the home only two years ago as an 80/20 loan, they will not allow me to refinance now. I thought about [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/07/01/how-easy-is-it-to-get-a-mortgage-lender-to-agree-to-a-short-sale-and-waive-the-remaining-debt/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What happens to a person&#8217;s mortgage when the lending company goes bankrupt?</title>
		<link>http://www.discountmortgage.org/2010/06/20/what-happens-to-a-persons-mortgage-when-the-lending-company-goes-bankrupt-2/</link>
		<comments>http://www.discountmortgage.org/2010/06/20/what-happens-to-a-persons-mortgage-when-the-lending-company-goes-bankrupt-2/#comments</comments>
		<pubDate>Sun, 20 Jun 2010 12:06:12 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Mortgage Company]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/06/20/what-happens-to-a-persons-mortgage-when-the-lending-company-goes-bankrupt-2/</guid>
		<description><![CDATA[
Garry C asked: Does the person pay the mortgage balance to the bankruptcy court?  Does the person have to find another lending company to take up the mortgage balance?Palm Springs Homes
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/06/20/what-happens-to-a-persons-mortgage-when-the-lending-company-goes-bankrupt-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>My mortgage is about to increase due to an adjustable rate, is there anthing I can do to avoide this?</title>
		<link>http://www.discountmortgage.org/2010/06/07/my-mortgage-is-about-to-increase-due-to-an-adjustable-rate-is-there-anthing-i-can-do-to-avoide-this/</link>
		<comments>http://www.discountmortgage.org/2010/06/07/my-mortgage-is-about-to-increase-due-to-an-adjustable-rate-is-there-anthing-i-can-do-to-avoide-this/#comments</comments>
		<pubDate>Mon, 07 Jun 2010 12:15:48 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Getting A Loan]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/06/07/my-mortgage-is-about-to-increase-due-to-an-adjustable-rate-is-there-anthing-i-can-do-to-avoide-this/</guid>
		<description><![CDATA[
maggie asked: The problem is that 2yrs ago I made the mistake of getting a loan for my sister who did not have any credit. She wasn&#8217;t able to pay the mortgage and now the house is under forclosure. The adjustable rate increase is on a condominium that I am leasing out, not on the [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/06/07/my-mortgage-is-about-to-increase-due-to-an-adjustable-rate-is-there-anthing-i-can-do-to-avoide-this/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to apply for mortgage loan modification?</title>
		<link>http://www.discountmortgage.org/2010/05/22/how-to-apply-for-mortgage-loan-modification/</link>
		<comments>http://www.discountmortgage.org/2010/05/22/how-to-apply-for-mortgage-loan-modification/#comments</comments>
		<pubDate>Sat, 22 May 2010 06:55:43 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Job]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/05/22/how-to-apply-for-mortgage-loan-modification/</guid>
		<description><![CDATA[
Harris T asked: I have lost my job and am now working as a cashier at a grocery store. The problem is that my new salary is not enough to cover the mortgage. I am in a very tight situation so I am curious to know my options. I have heard that applying for a [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/05/22/how-to-apply-for-mortgage-loan-modification/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How can I be on our mortgage without an existing credit score?</title>
		<link>http://www.discountmortgage.org/2010/05/08/how-can-i-be-on-our-mortgage-without-an-existing-credit-score/</link>
		<comments>http://www.discountmortgage.org/2010/05/08/how-can-i-be-on-our-mortgage-without-an-existing-credit-score/#comments</comments>
		<pubDate>Sat, 08 May 2010 11:00:51 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Credit Score]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/05/08/how-can-i-be-on-our-mortgage-without-an-existing-credit-score/</guid>
		<description><![CDATA[
schweezy7 asked: My husband and I want to apply together for a mortgage, his credit score is excellent, mine is non-existent since I have been in the US for only 3 years and have used credit cards related to my husband&#8217;s account only. Is there still a way for me to be on the mortgage?
Will [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/05/08/how-can-i-be-on-our-mortgage-without-an-existing-credit-score/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What is the best strategy to pay off my mortgage early?</title>
		<link>http://www.discountmortgage.org/2010/05/04/what-is-the-best-strategy-to-pay-off-my-mortgage-early/</link>
		<comments>http://www.discountmortgage.org/2010/05/04/what-is-the-best-strategy-to-pay-off-my-mortgage-early/#comments</comments>
		<pubDate>Tue, 04 May 2010 18:12:03 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Early Mortgage Payoff]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/05/04/what-is-the-best-strategy-to-pay-off-my-mortgage-early/</guid>
		<description><![CDATA[
john asked: I have a standard 30 year fixed rate mortgage at around 5%.  I am planning for an early mortgage payoff.  I am wondering if I should pay the minimum mortgage payment and save my extra cash until I can pay the mortgage off in one lump sum 9-10 years from now [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/05/04/what-is-the-best-strategy-to-pay-off-my-mortgage-early/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How do I choose who to get my mortgage through? Major banks or smaller mortgage companies?</title>
		<link>http://www.discountmortgage.org/2010/04/25/how-do-i-choose-who-to-get-my-mortgage-through-major-banks-or-smaller-mortgage-companies/</link>
		<comments>http://www.discountmortgage.org/2010/04/25/how-do-i-choose-who-to-get-my-mortgage-through-major-banks-or-smaller-mortgage-companies/#comments</comments>
		<pubDate>Sun, 25 Apr 2010 15:24:54 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Smaller Bank]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/04/25/how-do-i-choose-who-to-get-my-mortgage-through-major-banks-or-smaller-mortgage-companies/</guid>
		<description><![CDATA[
hmmmmm asked: I have an established relationship with Bank of America however there are several other smaller banks and lenders out there with better rates. What happens if you get a mortgage through a smaller bank or lender and they go bankrupt or get bought out by another company? Does it affect your mortgage rate? [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/04/25/how-do-i-choose-who-to-get-my-mortgage-through-major-banks-or-smaller-mortgage-companies/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What is the differences between all these different mortgage terms?</title>
		<link>http://www.discountmortgage.org/2010/04/21/what-is-the-differences-between-all-these-different-mortgage-terms-2/</link>
		<comments>http://www.discountmortgage.org/2010/04/21/what-is-the-differences-between-all-these-different-mortgage-terms-2/#comments</comments>
		<pubDate>Wed, 21 Apr 2010 10:25:20 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Different Kinds]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/04/21/what-is-the-differences-between-all-these-different-mortgage-terms-2/</guid>
		<description><![CDATA[
Cindy16 asked: I am looking into different mortgage.
Get very confused by so many different kinds of them.
What are the differences?
If we are planning to get a 300K mortgage, and planning to stay in the house for at least 5 years.
What mortgage might be good for us?
30yr fix
5/1
7/1
why  there is 5/1 ARM?? What is the [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/04/21/what-is-the-differences-between-all-these-different-mortgage-terms-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How does mortgage interest work when dealing with tax returns?</title>
		<link>http://www.discountmortgage.org/2010/04/15/how-does-mortgage-interest-work-when-dealing-with-tax-returns/</link>
		<comments>http://www.discountmortgage.org/2010/04/15/how-does-mortgage-interest-work-when-dealing-with-tax-returns/#comments</comments>
		<pubDate>Thu, 15 Apr 2010 20:19:31 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Tax Returns]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/04/15/how-does-mortgage-interest-work-when-dealing-with-tax-returns/</guid>
		<description><![CDATA[
holder_account asked: How does a mortgage work when dealing with tax returns?
Do we get back all the interest that we pay off or a certain percentage?  
Please provide backup in your answer.Thermage Before And After
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/04/15/how-does-mortgage-interest-work-when-dealing-with-tax-returns/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What reverse mortgage company should I work for?</title>
		<link>http://www.discountmortgage.org/2010/04/08/what-reverse-mortgage-company-should-i-work-for-2/</link>
		<comments>http://www.discountmortgage.org/2010/04/08/what-reverse-mortgage-company-should-i-work-for-2/#comments</comments>
		<pubDate>Thu, 08 Apr 2010 12:03:36 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Reverse Mortgage]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/04/08/what-reverse-mortgage-company-should-i-work-for-2/</guid>
		<description><![CDATA[
TJS asked: I&#8217;ve been looking into these a lot lately, but I&#8217;m having a hard time deciding what company to work with.  Anyone work for one &#8211; or have a reverse mortgage &#8211; that they can recommend?Palm Springs Homes
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/04/08/what-reverse-mortgage-company-should-i-work-for-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>If mortgage bonds are secured corporate bonds then how did the subprime bubble happen?</title>
		<link>http://www.discountmortgage.org/2010/03/30/if-mortgage-bonds-are-secured-corporate-bonds-then-how-did-the-subprime-bubble-happen-2/</link>
		<comments>http://www.discountmortgage.org/2010/03/30/if-mortgage-bonds-are-secured-corporate-bonds-then-how-did-the-subprime-bubble-happen-2/#comments</comments>
		<pubDate>Tue, 30 Mar 2010 20:35:16 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Prinicipal]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/03/30/if-mortgage-bonds-are-secured-corporate-bonds-then-how-did-the-subprime-bubble-happen-2/</guid>
		<description><![CDATA[
kmm asked: I am trying to understand secure bonds and I know mortgage bonds are secured bonds,if that is the case,even if they default ,the investor should get the prinicipal back.Can someone give an explanation of this works.Vancouver WA Homes
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/03/30/if-mortgage-bonds-are-secured-corporate-bonds-then-how-did-the-subprime-bubble-happen-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can I get a refinanced mortgage if i start a home business with no employees and still work my regular job?</title>
		<link>http://www.discountmortgage.org/2010/03/07/can-i-get-a-refinanced-mortgage-if-i-start-a-home-business-with-no-employees-and-still-work-my-regular-job-2/</link>
		<comments>http://www.discountmortgage.org/2010/03/07/can-i-get-a-refinanced-mortgage-if-i-start-a-home-business-with-no-employees-and-still-work-my-regular-job-2/#comments</comments>
		<pubDate>Sun, 07 Mar 2010 14:13:33 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Refinance My Mortgage]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/03/07/can-i-get-a-refinanced-mortgage-if-i-start-a-home-business-with-no-employees-and-still-work-my-regular-job-2/</guid>
		<description><![CDATA[
sammus asked: I want to refinance my mortgage and I want to start a home business before doing so. It would have no employees and I would still keep my current job.  My home business will not require any due balances or credit lines to increase my debt.  Would mortgage companies see the [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/03/07/can-i-get-a-refinanced-mortgage-if-i-start-a-home-business-with-no-employees-and-still-work-my-regular-job-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Should we take the statement we have and wait to buy&#8230;?</title>
		<link>http://www.discountmortgage.org/2010/02/21/should-we-take-the-statement-we-have-and-wait-to-buy/</link>
		<comments>http://www.discountmortgage.org/2010/02/21/should-we-take-the-statement-we-have-and-wait-to-buy/#comments</comments>
		<pubDate>Sun, 21 Feb 2010 20:58:17 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Money Loan]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/02/21/should-we-take-the-statement-we-have-and-wait-to-buy/</guid>
		<description><![CDATA[
my.swag.is.serious asked: My boyfriend and I have a bank account with a 5 figure sum in it.  He wants to buy a truck with 1/8 of our net balance but i think we should go ahead and apply for a house loan while we have the current balance.  I don&#8217;t want to get [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/02/21/should-we-take-the-statement-we-have-and-wait-to-buy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Newly weds need specific financial advice?</title>
		<link>http://www.discountmortgage.org/2010/02/20/newly-weds-need-specific-financial-advice/</link>
		<comments>http://www.discountmortgage.org/2010/02/20/newly-weds-need-specific-financial-advice/#comments</comments>
		<pubDate>Sat, 20 Feb 2010 22:41:56 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Loan Investment]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/02/20/newly-weds-need-specific-financial-advice/</guid>
		<description><![CDATA[
SR in Chicago asked: I am 29 and my wife is 23. We recently got married a year ago and this April will be our first tax season. Here are the facts:
I make 70k a year. I have a credit score of 800. I have no credit card debt. However I do have 5k in [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/02/20/newly-weds-need-specific-financial-advice/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>My home loan application was denied but I&#8217;m not sure why? Help!?</title>
		<link>http://www.discountmortgage.org/2010/02/15/my-home-loan-application-was-denied-but-im-not-sure-why-help/</link>
		<comments>http://www.discountmortgage.org/2010/02/15/my-home-loan-application-was-denied-but-im-not-sure-why-help/#comments</comments>
		<pubDate>Mon, 15 Feb 2010 10:06:53 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[First Time Home Owner]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/02/15/my-home-loan-application-was-denied-but-im-not-sure-why-help/</guid>
		<description><![CDATA[
jody s asked: I applied for a home loan. I&#8217;m a first time home owner wannbe   I applied for a home loan &#038; was denied. The letter said I was denied by Dept of Housing &#038; Urban Development &#038; Federal Home Loan Mortgage Corp. Can anyone tell me what that means? My bank [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/02/15/my-home-loan-application-was-denied-but-im-not-sure-why-help/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Has anyone tried to Modify home Loan, Mortgage with WESCOM credit union?</title>
		<link>http://www.discountmortgage.org/2010/02/05/has-anyone-tried-to-modify-home-loan-mortgage-with-wescom-credit-union/</link>
		<comments>http://www.discountmortgage.org/2010/02/05/has-anyone-tried-to-modify-home-loan-mortgage-with-wescom-credit-union/#comments</comments>
		<pubDate>Fri, 05 Feb 2010 11:07:33 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Pointers]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/02/05/has-anyone-tried-to-modify-home-loan-mortgage-with-wescom-credit-union/</guid>
		<description><![CDATA[
garohd asked: I am unable to make the payments on my home due to my wife not working because of a sick child and the drop in business. Im in sales and work on 100% commission.
Wescom is who I have my first with.
Just wondering if anyone has successfully done a loan modification with Wescom, and [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/02/05/has-anyone-tried-to-modify-home-loan-mortgage-with-wescom-credit-union/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>can a person walk away from there shared home with there partner and pay nothing to the loans, mortgage ?</title>
		<link>http://www.discountmortgage.org/2010/02/03/can-a-person-walk-away-from-there-shared-home-with-there-partner-and-pay-nothing-to-the-loans-mortgage/</link>
		<comments>http://www.discountmortgage.org/2010/02/03/can-a-person-walk-away-from-there-shared-home-with-there-partner-and-pay-nothing-to-the-loans-mortgage/#comments</comments>
		<pubDate>Wed, 03 Feb 2010 17:43:27 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[100 Mortgages]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2010/02/03/can-a-person-walk-away-from-there-shared-home-with-there-partner-and-pay-nothing-to-the-loans-mortgage/</guid>
		<description><![CDATA[
Sarah P asked: hiya my brother and his partner have just split up, and are very deeply in debt, as they baught there house when banks were giving out 100% mortgages so they owe alot of money and my brother is deeply depresed due to the debt, and his partner knows this and is pushing [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2010/02/03/can-a-person-walk-away-from-there-shared-home-with-there-partner-and-pay-nothing-to-the-loans-mortgage/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>I received someone else&#8217;s fax&#8230; what should I do?</title>
		<link>http://www.discountmortgage.org/2009/10/19/i-received-someone-elses-fax-what-should-i-do/</link>
		<comments>http://www.discountmortgage.org/2009/10/19/i-received-someone-elses-fax-what-should-i-do/#comments</comments>
		<pubDate>Mon, 19 Oct 2009 22:08:59 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Homeowners Insurance]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2009/10/19/i-received-someone-elses-fax-what-should-i-do/</guid>
		<description><![CDATA[
sunny-d alright! asked: I got a fax today that is someone&#8217;s home loan mortgage statement and 401K statement. It also has their homeowners insurance balance and everything on it. Should I just ignore it, or should I tell someone?Huntsville Relocation
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2009/10/19/i-received-someone-elses-fax-what-should-i-do/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What are the defining &#8220;Lender&#8221; standards for a habitable home?</title>
		<link>http://www.discountmortgage.org/2009/10/01/what-are-the-defining-lender-standards-for-a-habitable-home-3/</link>
		<comments>http://www.discountmortgage.org/2009/10/01/what-are-the-defining-lender-standards-for-a-habitable-home-3/#comments</comments>
		<pubDate>Thu, 01 Oct 2009 13:06:05 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Fha Loans]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2009/10/01/what-are-the-defining-lender-standards-for-a-habitable-home-3/</guid>
		<description><![CDATA[
eric asked: Meaning what is the lender looking for to determine habitability in order to approve a home loan/mortgage? Not FHA loans but conventional lenders.Jacksonville FL Real Estate
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2009/10/01/what-are-the-defining-lender-standards-for-a-habitable-home-3/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What are the limits to mortgage interest deduction?</title>
		<link>http://www.discountmortgage.org/2009/09/25/what-are-the-limits-to-mortgage-interest-deduction/</link>
		<comments>http://www.discountmortgage.org/2009/09/25/what-are-the-limits-to-mortgage-interest-deduction/#comments</comments>
		<pubDate>Fri, 25 Sep 2009 15:27:55 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Mortgage Interest Deduction]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2009/09/25/what-are-the-limits-to-mortgage-interest-deduction/</guid>
		<description><![CDATA[
Jason asked: My wife and I current do not owe a mortgage on our house (~$600K). I am considering getting a ($400K) home equity loan / mortgage. Our income would easily support the monthly payment. My questions are 1. Will the interest from the $400K loan be tax deductible or is interest on cash-out loans [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2009/09/25/what-are-the-limits-to-mortgage-interest-deduction/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Countrywide Home Loans &#8211; Mortgage Forgiveness Debt Relief Act of 2007?</title>
		<link>http://www.discountmortgage.org/2009/09/17/countrywide-home-loans-mortgage-forgiveness-debt-relief-act-of-2007/</link>
		<comments>http://www.discountmortgage.org/2009/09/17/countrywide-home-loans-mortgage-forgiveness-debt-relief-act-of-2007/#comments</comments>
		<pubDate>Thu, 17 Sep 2009 01:30:10 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Loans Mortgage]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2009/09/17/countrywide-home-loans-mortgage-forgiveness-debt-relief-act-of-2007/</guid>
		<description><![CDATA[
Lisa S asked: I am trying to complete my income taxes and I had a foreclosure in 2008.  The Lender was Countrywide.  I never received any paperwork from Countrywide stating the debt was forgiven.  Does Countrywide report a 1099-C and why haven&#8217;t I received a copy yet?  Seeing as through Countrywide [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2009/09/17/countrywide-home-loans-mortgage-forgiveness-debt-relief-act-of-2007/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is there anyone knows where could I file a complain to my home loan mortgage lender?</title>
		<link>http://www.discountmortgage.org/2009/09/09/is-there-anyone-knows-where-could-i-file-a-complain-to-my-home-loan-mortgage-lender/</link>
		<comments>http://www.discountmortgage.org/2009/09/09/is-there-anyone-knows-where-could-i-file-a-complain-to-my-home-loan-mortgage-lender/#comments</comments>
		<pubDate>Wed, 09 Sep 2009 03:23:15 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Mortgage Rate]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2009/09/09/is-there-anyone-knows-where-could-i-file-a-complain-to-my-home-loan-mortgage-lender/</guid>
		<description><![CDATA[
charlsgao asked: My lender doesn&#8217;t want to find me a lower mortgage loan rate because she wants to maximize her profit. Today&#8217;s rate is 4.875% but she give me a rate of 5.5% and a fee of $965. Since I applied the HOP(one of the government down payment assistant program), I can&#8217;t change the lender [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2009/09/09/is-there-anyone-knows-where-could-i-file-a-complain-to-my-home-loan-mortgage-lender/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Debt Elimination Secrets</title>
		<link>http://www.discountmortgage.org/2009/08/07/mortgage-debt-elimination-secrets/</link>
		<comments>http://www.discountmortgage.org/2009/08/07/mortgage-debt-elimination-secrets/#comments</comments>
		<pubDate>Fri, 07 Aug 2009 14:17:28 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[30 Year Fixed Rate Mortgages]]></category>
		<category><![CDATA[Adjustable Rate Mortgages Arm]]></category>
		<category><![CDATA[Debt Elimination]]></category>
		<category><![CDATA[Mortgage Lender]]></category>
		<category><![CDATA[Year Fixed Rate Mortgages]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2009/08/07/mortgage-debt-elimination-secrets/</guid>
		<description><![CDATA[
Tim Derey asked: The mortgage debt elimination process that we&#8217;re going to share with you will, without a doubt, put you on the right path towards eliminating your mortgage payment. Once you begin putting these strategies to use, you&#8217;ll be much happier as you rid yourself of that burdensome debt.Adjustable Rate Mortgages &#8211; ARM&#8217;sIf you [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2009/08/07/mortgage-debt-elimination-secrets/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can I get a refinanced mortgage if i start a home business with no employees and still work my regular job?</title>
		<link>http://www.discountmortgage.org/2009/04/20/can-i-get-a-refinanced-mortgage-if-i-start-a-home-business-with-no-employees-and-still-work-my-regular-job/</link>
		<comments>http://www.discountmortgage.org/2009/04/20/can-i-get-a-refinanced-mortgage-if-i-start-a-home-business-with-no-employees-and-still-work-my-regular-job/#comments</comments>
		<pubDate>Mon, 20 Apr 2009 17:34:48 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Mortgage Payments]]></category>
		<category><![CDATA[Ssn]]></category>
		<category><![CDATA[Steady Employment]]></category>
		<category><![CDATA[Worry]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2009/04/20/can-i-get-a-refinanced-mortgage-if-i-start-a-home-business-with-no-employees-and-still-work-my-regular-job/</guid>
		<description><![CDATA[
sammus asked: I want to refinance my mortgage and I want to start a home business before doing so. It would have no employees and I would still keep my current job.  My home business will not require any due balances or credit lines to increase my debt.  Would mortgage companies see the [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2009/04/20/can-i-get-a-refinanced-mortgage-if-i-start-a-home-business-with-no-employees-and-still-work-my-regular-job/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>If mortgage bonds are secured corporate bonds then how did the subprime bubble happen?</title>
		<link>http://www.discountmortgage.org/2009/04/18/if-mortgage-bonds-are-secured-corporate-bonds-then-how-did-the-subprime-bubble-happen/</link>
		<comments>http://www.discountmortgage.org/2009/04/18/if-mortgage-bonds-are-secured-corporate-bonds-then-how-did-the-subprime-bubble-happen/#comments</comments>
		<pubDate>Sat, 18 Apr 2009 03:13:55 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Corporate Bonds]]></category>
		<category><![CDATA[Investor]]></category>
		<category><![CDATA[Mortgage Bonds]]></category>
		<category><![CDATA[Prinicipal]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2009/04/18/if-mortgage-bonds-are-secured-corporate-bonds-then-how-did-the-subprime-bubble-happen/</guid>
		<description><![CDATA[
kmm asked: I am trying to understand secure bonds and I know mortgage bonds are secured bonds,if that is the case,even if they default ,the investor should get the prinicipal back.Can someone give an explanation of this works.Sacramento office space
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2009/04/18/if-mortgage-bonds-are-secured-corporate-bonds-then-how-did-the-subprime-bubble-happen/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>What reverse mortgage company should I work for?</title>
		<link>http://www.discountmortgage.org/2009/04/03/what-reverse-mortgage-company-should-i-work-for/</link>
		<comments>http://www.discountmortgage.org/2009/04/03/what-reverse-mortgage-company-should-i-work-for/#comments</comments>
		<pubDate>Fri, 03 Apr 2009 00:39:51 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Hard Time]]></category>
		<category><![CDATA[Lot]]></category>
		<category><![CDATA[Mortgage Company]]></category>
		<category><![CDATA[Reverse Mortgage]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2009/04/03/what-reverse-mortgage-company-should-i-work-for/</guid>
		<description><![CDATA[
TJS asked: I&#8217;ve been looking into these a lot lately, but I&#8217;m having a hard time deciding what company to work with.  Anyone work for one &#8211; or have a reverse mortgage &#8211; that they can recommend?Dallas equipment rental
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2009/04/03/what-reverse-mortgage-company-should-i-work-for/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>What is the differences between all these different mortgage terms?</title>
		<link>http://www.discountmortgage.org/2009/03/11/what-is-the-differences-between-all-these-different-mortgage-terms/</link>
		<comments>http://www.discountmortgage.org/2009/03/11/what-is-the-differences-between-all-these-different-mortgage-terms/#comments</comments>
		<pubDate>Wed, 11 Mar 2009 09:09:19 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Different Kinds]]></category>
		<category><![CDATA[Mortgage Terms]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2009/03/11/what-is-the-differences-between-all-these-different-mortgage-terms/</guid>
		<description><![CDATA[
Cindy16 asked: I am looking into different mortgage.
Get very confused by so many different kinds of them.
What are the differences?
If we are planning to get a 300K mortgage, and planning to stay in the house for at least 5 years.
What mortgage might be good for us?
30yr fix
5/1
7/1
why  there is 5/1 ARM?? What is the [...]]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2009/03/11/what-is-the-differences-between-all-these-different-mortgage-terms/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>What happens to a person&#8217;s mortgage when the lending company goes bankrupt?</title>
		<link>http://www.discountmortgage.org/2009/02/14/what-happens-to-a-persons-mortgage-when-the-lending-company-goes-bankrupt/</link>
		<comments>http://www.discountmortgage.org/2009/02/14/what-happens-to-a-persons-mortgage-when-the-lending-company-goes-bankrupt/#comments</comments>
		<pubDate>Sat, 14 Feb 2009 06:10:51 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Bankruptcy Court]]></category>
		<category><![CDATA[Mortgage Balance]]></category>
		<category><![CDATA[Mortgage Company]]></category>
		<category><![CDATA[Mortgage Lending]]></category>

		<guid isPermaLink="false">http://www.discountmortgage.org/2009/02/14/what-happens-to-a-persons-mortgage-when-the-lending-company-goes-bankrupt/</guid>
		<description><![CDATA[
Garry C asked: Does the person pay the mortgage balance to the bankruptcy court?  Does the person have to find another lending company to take up the mortgage balance?Document Destruction
]]></description>
		<wfw:commentRss>http://www.discountmortgage.org/2009/02/14/what-happens-to-a-persons-mortgage-when-the-lending-company-goes-bankrupt/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
	</channel>
</rss>

