Archive for the 'Personal Finance' Category
Tuesday 19 July 2011 @ 2:13 am
Randy Still asked:
This is my first year to be eligible to claim mortgage interest, bought my home in April, 2010. My regular refund previously filing 1040EZ was about $1000. Completing my return last night online the refund amount went up to $1249 – not exactly the large increase I was hoping for. Should l hire a professional?
Malibu Real Estate
This is my first year to be eligible to claim mortgage interest, bought my home in April, 2010. My regular refund previously filing 1040EZ was about $1000. Completing my return last night online the refund amount went up to $1249 – not exactly the large increase I was hoping for. Should l hire a professional?
Malibu Real Estate
Wednesday 6 July 2011 @ 10:06 am
the lickster asked:
Used to reduce the total time of repayment and interest on a home mortgage.
Palos Verdes Dentist
Used to reduce the total time of repayment and interest on a home mortgage.
Palos Verdes Dentist
Monday 27 June 2011 @ 4:57 am
CJ asked:
I am looking to purchase a new house for about $600,000. I have only 10% cash for the downpayment. We plan on selling our existing home right after the new purchase. I have about $300,00 equity in my current house. I also have a HELOC line for $30,000 which is unused. I am looking for a new mortgage of $250,000. What is the best way to finance this? Use a piggyback loan? Another HELOC? What options do I have?
Catch A Cheating Husband
I am looking to purchase a new house for about $600,000. I have only 10% cash for the downpayment. We plan on selling our existing home right after the new purchase. I have about $300,00 equity in my current house. I also have a HELOC line for $30,000 which is unused. I am looking for a new mortgage of $250,000. What is the best way to finance this? Use a piggyback loan? Another HELOC? What options do I have?
Catch A Cheating Husband
Saturday 25 June 2011 @ 11:34 pm
Donna C asked:
we have tried twice to refinance our house through a bank in order to get caught back up on the mortgage payments that we are behind and to do some home repairs, etc however we keep being told no because we are in fact behind several house payments. Is there anyone out there who will refinance you in a situation such as this?
San Francisco Dentists
we have tried twice to refinance our house through a bank in order to get caught back up on the mortgage payments that we are behind and to do some home repairs, etc however we keep being told no because we are in fact behind several house payments. Is there anyone out there who will refinance you in a situation such as this?
San Francisco Dentists
Thursday 23 June 2011 @ 5:34 pm
bktfsm asked:
We’re thinking of buying a property and have a deposit, however the property we’re thinking of buying needs a lot of work and would probably cost a lot to do up. Obviously we wouldn’t have any cash after putting it towards the house so we would need that extra money. how would we go about that? can you borrow more on the mortgage or should you keep the deposit and get a 100% mortgage?
West La Dentist
We’re thinking of buying a property and have a deposit, however the property we’re thinking of buying needs a lot of work and would probably cost a lot to do up. Obviously we wouldn’t have any cash after putting it towards the house so we would need that extra money. how would we go about that? can you borrow more on the mortgage or should you keep the deposit and get a 100% mortgage?
West La Dentist
Sunday 5 June 2011 @ 12:13 pm
lonely m asked:
I want to live in Detroit where the real estate is cheap and work for a New York company to support myself. However, I was warned about upside-down the mortgages.What is the best way to avoid getting caught in an upside-down mortgage?
San Diego Mls
I want to live in Detroit where the real estate is cheap and work for a New York company to support myself. However, I was warned about upside-down the mortgages.What is the best way to avoid getting caught in an upside-down mortgage?
San Diego Mls
Monday 9 May 2011 @ 3:44 am
Bob K asked:
I plan to purchase a $500,000 condo with 30% down and I am planning to pay off the balance in about 2 to 3 years. What would be the best type of mortgage for me (ie. FRM vs ARM vs. ???) Thanks.
Boston Luxury Real Estate
I plan to purchase a $500,000 condo with 30% down and I am planning to pay off the balance in about 2 to 3 years. What would be the best type of mortgage for me (ie. FRM vs ARM vs. ???) Thanks.
Boston Luxury Real Estate
Wednesday 4 May 2011 @ 7:04 pm
MOReviews asked:
I got a letter that my mortgage is being sold to FannieMae. I picked my current mortgage company based on online features, free weekly payment program (and other free programs), stability, and proximity to my home. I think a bank should have to get consent before selling a home mortgage and provide some sort of compensation for the inconvenience.
Culver City Dentists
I got a letter that my mortgage is being sold to FannieMae. I picked my current mortgage company based on online features, free weekly payment program (and other free programs), stability, and proximity to my home. I think a bank should have to get consent before selling a home mortgage and provide some sort of compensation for the inconvenience.
Culver City Dentists
Friday 29 April 2011 @ 12:06 am
siobhan m asked:
however my mortgage is interest only – as my repayments are decreasing I want to either overpay on my mortgage or put the excess money into an isa – which am I better off doing?
Offshore Credit Card Merchant Account
however my mortgage is interest only – as my repayments are decreasing I want to either overpay on my mortgage or put the excess money into an isa – which am I better off doing?
Offshore Credit Card Merchant Account
Wednesday 27 April 2011 @ 4:33 pm
omphe asked:
I am trying to calculate the unpaid balance of a mortgage for a given payment period, using a spreadsheet function.
I am trying to calculate the unpaid balance of a mortgage for a given payment period, using a spreadsheet function.
For example, on a loan of £200,000 with an interest rate of 5.4% and a repayment period of 25 years, how could I calculate the amount to be repaid in the 24th month of the loan?
I wish to use standard spreadsheet functionality to calculate this.
I want to know how to do this within Excel or OpenOffice.org specifically. I’m looking for tips on setting up a spreadsheet to accomplish this.
Torrance Plumbers
Sunday 24 April 2011 @ 1:20 pm
rlc_60504 asked:
…and how do I get the same? I’ve gotten my credit score from some online sources before, but then I talk to a bank and they have a completely different number for me when they tell me my FICO score. I’d like to see the same report as the mortgage companies so we are on the same page.
Playa Del Rey Real Estate
…and how do I get the same? I’ve gotten my credit score from some online sources before, but then I talk to a bank and they have a completely different number for me when they tell me my FICO score. I’d like to see the same report as the mortgage companies so we are on the same page.
Playa Del Rey Real Estate
