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	<title>Discount Mortgage Rates and Brokers &#187; Law &amp; Ethics</title>
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	<description>Find Best Interest rates loans and financing</description>
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		<title>What is a violation here?</title>
		<link>http://www.discountmortgage.org/2010/02/14/what-is-a-violation-here/</link>
		<comments>http://www.discountmortgage.org/2010/02/14/what-is-a-violation-here/#comments</comments>
		<pubDate>Sun, 14 Feb 2010 05:17:56 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Law & Ethics]]></category>
		<category><![CDATA[Loan Program]]></category>

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Sung A asked: Hi this is a story for my friend. My friend bought a property about two years ago. Now her monthly mortgage payment is almost double than first payment, also principal balance has increased (about$30,000) She asked loan expert to review her doc. Expert said that my friend is in MTA program which [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>No equity in the house to divide?</title>
		<link>http://www.discountmortgage.org/2009/12/03/no-equity-in-the-house-to-divide/</link>
		<comments>http://www.discountmortgage.org/2009/12/03/no-equity-in-the-house-to-divide/#comments</comments>
		<pubDate>Thu, 03 Dec 2009 23:43:58 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Law & Ethics]]></category>
		<category><![CDATA[House Wife]]></category>

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Inquisitive asked: House has both husband and wife on title/deed.
Husband has mortgage solely in his name and credit.
Few months ago husband refinanced house.
House&#8217;s appraised value is the same dollar amount as the loan/mortgage amount. 
Wife moved out of the house into an apartment of her own and filed for a divorce. (Wife doesn&#8217;t have income [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Do we have to use 1003 Loan Application when we purchase residential house?</title>
		<link>http://www.discountmortgage.org/2009/12/02/do-we-have-to-use-1003-loan-application-when-we-purchase-residential-house-2/</link>
		<comments>http://www.discountmortgage.org/2009/12/02/do-we-have-to-use-1003-loan-application-when-we-purchase-residential-house-2/#comments</comments>
		<pubDate>Wed, 02 Dec 2009 00:26:43 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Law & Ethics]]></category>
		<category><![CDATA[Settlement Day]]></category>

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Sung A asked: Hi
Year 2006 I purchased house ($625K). I hired mortgage broker and he applied loan for me. BB&#038;T was my lender and loan was approved in 20 days. I put $125K for deposit and got $500K loan. Last year one of my friend told me that BB&#038;T is not a wholesale lender. There [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Can a married minor enter a contract i TN?</title>
		<link>http://www.discountmortgage.org/2009/10/26/can-a-married-minor-enter-a-contract-i-tn/</link>
		<comments>http://www.discountmortgage.org/2009/10/26/can-a-married-minor-enter-a-contract-i-tn/#comments</comments>
		<pubDate>Mon, 26 Oct 2009 10:08:30 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Law & Ethics]]></category>
		<category><![CDATA[Job]]></category>

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DandC asked: Okay here is the situation
*She is Married
*Graduated HS in 2007
*Has a DL(not intermediate &#038; Unrestricted)
*Has been living with her husband for over 1yr.
*Has had a steady FT job for 1 1/2yr.
This girl really has her head screwed on tightly and her husband and her are ready to buy a home.
So the Question is [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>What happens to a real mortgage when a debtor files for bankruptcy?</title>
		<link>http://www.discountmortgage.org/2009/02/12/what-happens-to-a-real-mortgage-when-a-debtor-files-for-bankruptcy/</link>
		<comments>http://www.discountmortgage.org/2009/02/12/what-happens-to-a-real-mortgage-when-a-debtor-files-for-bankruptcy/#comments</comments>
		<pubDate>Thu, 12 Feb 2009 05:28:30 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Law & Ethics]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[Creditor]]></category>
		<category><![CDATA[Legal Basis]]></category>
		<category><![CDATA[Loan Mortgage]]></category>

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JV asked: I&#8217;m a creditor whose debt is secured by a real mortgage.  I&#8217;ve received recently a notice that the debtor has filed for bankruptcy under chapter 7 of the US Bankruptcy code.  What will happen to both my loan and my mortgage?  Will I be enjoined from foreclosing the mortgage?  [...]]]></description>
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		<slash:comments>2</slash:comments>
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