indymama asked:


We are moving and selling the first home.
We are in good standing with the current mortgage company.
We have lived here for almost 3 years- we have had two payments that have been a few days late.

Also, will they keep us at our current interest rate?

Santa Monica Dentists

chris_newgent asked:


Assume that my mortgage is $600 / month, and that I have a bank account paying 5%. How much do I need in the bank to cover 1 years mortgage payments taking into the account the interest that will be earned over the year.

Chula Vista Homes

Andrew B asked:


If a house burns, can the owner collect the insurance money and not fix the house despite the fact that there is mortgage owed? Can the owner abandon the house and leave with the fire insurance money?

Woodland Hills Homes

nabailey44 asked:


I think they are great when you have a commission based job/career. We have a fixed interest only loan, so if things are tight we can pay bare minimum and when they are more relaxed we can more than make up for that loss of principal by paying more…….And every time you pay principal your actual (interest) payment goes down…..So over time, adding lump sums will reduce your payment versus paying a fixed mortgage for forever/or until its paid off.

Chandler Real Estate

1 4 U 2 4 ME asked:


I am on the mortgage and the deed. I am willing to sign the house over. Just to relsolve the relationship. How can I do this? He won’t sign anything. And he won’t agree to it. We can sell the property but he won’t help in the prep or the sale. I make very little a year and can not afford the house on my own. I have a young child thankfully not to him. He is not abusive physically but he is emotionally and mentally but I can not prove it.
Help Help. I just want out. I have an excellent credit rating 800 I don’t want to file BK. I am very credit worthy. I just want my daughter and I to be able to move out.

Los Angeles Retractable Phantom Screens

J J asked:


We currently have a first and a second, but are considering refinancing and would have a lower interest rate and only one mortgage. What are the advantages/disavantages to having one mortage loan?

Sacramento Ca Real Estate

itsjunglepat asked:


I was answering a question about tax liens, certificates/deeds, and considering that I’ve never taken out a mortgage, it’s a little blank spot in my knowledge.

Body Thermage

mcollinsvcollins2003 asked:


In my opinion, part of the blame lies with the consumers; but I put a majority of the blame of the mortgage companies for taking advantage of the consumers. I will take all opinions: Good or Bad.

Calabasas Homes

yetta reitz asked:


I want to live in Detroit where the real estate is cheap and work for a New York company to support myself. However, I was warned about upside-down the mortgages.What is the best way to avoid getting caught in an upside-down mortgage?

Long Beach Dentist

Richard B asked:


I paid $17,465.65 in mortgage interest this year and paid $2,665.42 in property taxes, I make $52,000 a year.

Hawthorne Ca Real Estate

ritzysmom asked:


My sister, a nurse, is off work due to a broken leg and her husband (deadbeat) quit his job just a couple of days after she got hurt and hasn’t gotten a new one in the last 5 weeks. She doesn’t have sick leave or temporary disability insurance. She missed this month’s mortgage payment. She will probably be off work another 4-6 weeks if her leg heals okay. So that means missing at least a second and maybe a third payment. But her doctor worries with the type of fracture she had that it may rebreak after she gets the cast off and tries to walk on it with even a boot. Then he would have to do surgery with plates and pins. She could be off work for up to 3 months more if that happens, which would put her missing almost 6 payments. I don’t want her to lose her house, but I don’t want to give her any money until she is truly at risk because I don’t want her husband to benefit from it.

Downtown San Diego Real Estate