<3 Chrissy asked:


I am allowed to take money from my retirement account for down payment and closing costs (withdraw). But am I allowed to borrow the money from the account?

I know lenders will be different, but what’s the GENERAL rule?

Thanks. I know I can ask my mortgage broker tomorrow, but this is really bothering me now!

Redondo Beach Dentist

siobhan m asked:


however my mortgage is interest only – as my repayments are decreasing I want to either overpay on my mortgage or put the excess money into an isa – which am I better off doing?

Offshore Credit Card Merchant Account

greeneyed.kaye asked:


How is a mortgage different if you build a house vs. buying a house? What are some pros and cons of building? Is it any cheaper?

Torrance Dentist

omphe asked:


I am trying to calculate the unpaid balance of a mortgage for a given payment period, using a spreadsheet function.

For example, on a loan of £200,000 with an interest rate of 5.4% and a repayment period of 25 years, how could I calculate the amount to be repaid in the 24th month of the loan?

I wish to use standard spreadsheet functionality to calculate this.
I want to know how to do this within Excel or OpenOffice.org specifically. I’m looking for tips on setting up a spreadsheet to accomplish this.

Torrance Plumbers

Harry Osborn asked:


I am 3 months behind in payments and my house will be sold at auction soon. Is it possible to refinance and pay for my old house plus get another? I have been trying to sell my old house but no dice. I would ideally liek to pay off this debt and find a new home. If worst comes to worst and my house does not sell and I get foreclosed, will i be able to get another house and mortgage? Is it possible to rent to own a home without a mortgage?

Torrance Dentist

ronnie ingraham asked:


My credit isn’t bad or fair. It’s good, just below excellent. How good does your credit have to be and what other factors are key to successfully obtaining a home mortgage loan?

Redding Ca Real Estate

rlc_60504 asked:


…and how do I get the same? I’ve gotten my credit score from some online sources before, but then I talk to a bank and they have a completely different number for me when they tell me my FICO score. I’d like to see the same report as the mortgage companies so we are on the same page.

Playa Del Rey Real Estate

lasm443 asked:


Have lived in home, 15 years, some deferred payments when job lost occurred 4 years ago, unable to refinance{we really do not want to} but we are still paying mortgage, but receiving harassing calls daily after a payment is made. Mortgage holder is HSBC Beneficial. Please advise!
We’ve also asked about modifying the loan, the we have been denied.

Redondo Beach Dentists

Jocelyn W asked:


We are currently building a home and won’t actually secure the financing until February or March of 2009. What is the likelihood mortgage rates will go down and by how much? We plan on locking in a rate, but don’t want wait too long before they start going up.

Vancouver Wa Real Estate

Sylvia asked:


my friend’s primary home mortgage is paid off. she want to take a mortgage on the primary home in order to buy a second/vacation home. Can he deduct the taxes?

San Francisco Lumineers Dentist

marlasobbing asked:


It is so hard to pick a mortgage lender. They can only give you a range of interest percentages. You don’t know the rate til you commit to them after you have already paid the application fees. What is the best lender in Florida for would-be homeowners?

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