Archive for February, 2011
Monday 28 February 2011 @ 2:13 am
Been there, done that asked:
My 5-1 ARM adjusted last year and went to 6.25%. It will adjust again this November. Are mortgage rates based on the feds fund rate? Or something else? How can I estimate what my new rate will be?
Beverly Hills Dentist
My 5-1 ARM adjusted last year and went to 6.25%. It will adjust again this November. Are mortgage rates based on the feds fund rate? Or something else? How can I estimate what my new rate will be?
Beverly Hills Dentist
Sunday 27 February 2011 @ 2:46 pm
Stacey asked:
I was told by an attorney that foreclosure and bankruptcy on a mortgage is 2 different things. I know that you can not apply for another mortgage for 5 years after a foreclosure and that after a bankruptcy you can apply in 18 – 24 months but does it make a difference if there was a mortgage involved in that bankruptcy. My mortgage was never reaffirmed after my bankruptcy neither.
Real Estate Blog
I was told by an attorney that foreclosure and bankruptcy on a mortgage is 2 different things. I know that you can not apply for another mortgage for 5 years after a foreclosure and that after a bankruptcy you can apply in 18 – 24 months but does it make a difference if there was a mortgage involved in that bankruptcy. My mortgage was never reaffirmed after my bankruptcy neither.
Real Estate Blog
Saturday 26 February 2011 @ 2:47 pm
gta129 asked:
My friend is planning to buy a house in Ontario. He’s pretty young, in his 20s and he might buy another house when he starts a family. He asked me if its a bad idea to get CMHC mortgage insurance when buying a house? Does it put a black mark on his credit record and effects him when buying another house later on? Also I heard, starting October everyone in Canada has to put a 20% when buying a house. Is this true?
Torrance Plumbers
My friend is planning to buy a house in Ontario. He’s pretty young, in his 20s and he might buy another house when he starts a family. He asked me if its a bad idea to get CMHC mortgage insurance when buying a house? Does it put a black mark on his credit record and effects him when buying another house later on? Also I heard, starting October everyone in Canada has to put a 20% when buying a house. Is this true?
Torrance Plumbers
Friday 25 February 2011 @ 9:37 am
DavidD asked:
I guess I mean the insurance company FOR the mortgage company. If you don’t want to rebuild, can they make you?
Homes In Pennsylvania
I guess I mean the insurance company FOR the mortgage company. If you don’t want to rebuild, can they make you?
Homes In Pennsylvania
Thursday 24 February 2011 @ 9:24 pm
filtuse asked:
If any of you have hurt by mortgage crisis, could you please tell me your story and how do you handle your finance. How much percentage did your house’s price dropped? Is it affected your lifestyle?
Real Estate Crash
If any of you have hurt by mortgage crisis, could you please tell me your story and how do you handle your finance. How much percentage did your house’s price dropped? Is it affected your lifestyle?
Real Estate Crash
Wednesday 23 February 2011 @ 6:47 am
Kiwi asked:
I just read that foreclosures are up 78% in my state, and a lot of them were because people could not afford to pay on their skyrocketing adjustable rate mortgage. I have never bought a home before, but I would like to know why anyone would choose such a mortgage. Are fixed rate mortgages so much harder to obtain?
Buy A Gps System
I just read that foreclosures are up 78% in my state, and a lot of them were because people could not afford to pay on their skyrocketing adjustable rate mortgage. I have never bought a home before, but I would like to know why anyone would choose such a mortgage. Are fixed rate mortgages so much harder to obtain?
Buy A Gps System
Tuesday 22 February 2011 @ 3:24 pm
Suzie asked:
I am trying to apply for a mortgage loan to get a house. I just got out of the military and was deployed for 3 of the 4 years and sometimes I didn’t pay bills. How do I explain that. I have already started to pay bills off and fix my credit.
Santa Monica Real Estate
I am trying to apply for a mortgage loan to get a house. I just got out of the military and was deployed for 3 of the 4 years and sometimes I didn’t pay bills. How do I explain that. I have already started to pay bills off and fix my credit.
Santa Monica Real Estate
Monday 21 February 2011 @ 11:57 pm
Human Cattle 555-55-5555 asked:
Does anyone have any details on this bill? Can I just stop paying my mortgage and get a 0% interest rate on my mortgage and pay off my house in record time? I really want to benefit from this.
Boston Real Estate
Does anyone have any details on this bill? Can I just stop paying my mortgage and get a 0% interest rate on my mortgage and pay off my house in record time? I really want to benefit from this.
Boston Real Estate
Sunday 20 February 2011 @ 1:15 pm
Justin asked:
My mortgage is due the 1st of every month and I pay it with my first byweekly paycheck which is sometimes on the 15th. I always pay before the late payment fee is assesed. Will this hurt my credit score as long as I keep paying before the late fee date?
San Jose Homes
My mortgage is due the 1st of every month and I pay it with my first byweekly paycheck which is sometimes on the 15th. I always pay before the late payment fee is assesed. Will this hurt my credit score as long as I keep paying before the late fee date?
San Jose Homes
Saturday 19 February 2011 @ 9:44 pm
girlwhoknowsitstrue asked:
I am planning on paying down my mortgage early. Am I better off making an extra $500 principal payment or making an additional regular payment every other month? It seems that I pay more interest when I make extra payments, which helps on the taxes – but wondered what it would look like after a few years.
Cellulite Treatment
I am planning on paying down my mortgage early. Am I better off making an extra $500 principal payment or making an additional regular payment every other month? It seems that I pay more interest when I make extra payments, which helps on the taxes – but wondered what it would look like after a few years.
Cellulite Treatment
Friday 18 February 2011 @ 1:34 pm
X Y asked:
How long you can stay in a house without paying the mortgage?
How long you can stay in a house without paying the mortgage?
I’ve never missed not a single payment, but because of bad economy I cant can’t afford to pay it anymore….I just can’t.Unless my lender cut the payment in half.What happen if I stop paying? Shall I let my lender know first? How it will effect my credit?
House is in Virginia,USA.
Malibu Dentists
How long you can stay in a house without paying the mortgage?
How long you can stay in a house without paying the mortgage?
I’ve never missed not a single payment, but because of bad economy I cant can’t afford to pay it anymore….I just can’t.Unless my lender cut the payment in half.What happen if I stop paying? Shall I let my lender know first? How it will effect my credit?
House is in Virginia,USA.
Malibu Dentists
