crime_scene223 asked:


I have a 30 year mortgage and, like many, have fallen onto hard times. I can move into another house which I own that has NO mortgage payments. I do NOT want to hurt my credit by defaulting on my mortgage payments. How would I get someone to take over my mortgage payments (sell that house) so that they can own the house and not me?

Lomita Dentist

Craig Johnson asked:


I’m looking to get the best current mortgage rates available because me and my wife are looking for our first home purchase. Can anyone point me in the right direction?

Tempe Real Estate

shadow342 asked:


What is the lowest possible amount a mortgage company will allow you to insure a house for flood insurance?

Would it be the cost to replace the property or the amount of the loan? any one know about this?

Marina Del Rey Dentist

agaaron asked:


My sister is trying to settle an underwater 2nd mortgage with her lender. She has remained current in all payments. Would a settlement for less than the full value of the note affect her credit?

What about if she arranged a short sale of the home? Does a short sale negatively impact your credit?

Simi Valley Ca Real Estate

michelle kramis asked:


I work for a contracting company and recently we changed the roof on a house that was damaged by a storm. The insurance company sent a check to pay for the work done on the roof. The check was drawn out to the owner of the house and the mortgage company, the owner told the mortgage company to keep the money from the insurance settlement to pay for his past mortgage payments and now the owner has not paid us (the contractor) and the mortgage company refuses to hand over the proceeds to us (the contractor), when the roof has been completely repaired. Is this legal?

San Diego Homes

ksb143 asked:


We applied and were approved for a refinance on our mortgage. The day before closing the underwriter says that the expenses we claimed in our tax return last year(approx $20k) were to be deducted from the income and therefore the ratio was off. I’ve never heard of this. I assumed that this
would have been looked at before approving the loan. Does this make sense? So I faxed the broker the last paycheck stub for 2006 that showed the total expenses reimbursed for the year were $9300. Shouldn’t that be considered and offset the expenses paid out. Does anyone know what to do in this case?

San Francisco Cosmetic Dentistry

Robert G asked:


I am doing a reading, and it would be of great help, if you guys could provide some of these answers. cheers
Discuss the similarities and differences between the contraction of the housing market during the Great Depression and the current mortgage crisis. In both periods, the contraction of the housing market resulted in severe strains on the financial system. Discuss the different federal responses to the housing market crisis during both times periods. Does the outcome of the federal response to the housing crisis of the 1930’s offer any lessons to policy makers who are now grappling with the current crisi

Which Vitamins are Good For the Skin

Jenny B asked:


My 66 year old mother is considering a reverse mortgage, but even with that supplemental income potential, she will still need to apply for Medicaid to cover prescription expenses. Will a reverse mortgage affect her qualification for Medicaid?

Santa Monica Real Estate

Barbie asked:


House is free and clear, I am consider selling and have been asked if I would hold the mortgage. I am confident in the character of these people. Who do I see, what do I do? New York State.

Homes In Callabasas

Kelli M asked:


If the company that holds my mortgage goes belly up, what happens next? Does someone else buy the mortgage? And how would this affect me as the homeowner?

Keyless Remote Programing