Archive for October, 2010



Where do I get good quality mortgage leads?

Sunday 31 October 2010 @ 9:19 am
Alexis asked:


For anyone that is currently a loan officer, broker, AE, etc. Where do I get quality mortgage leads from? Can I get some good referrals? Exclusive leads that are not over priced. Many of the lead suppliers are big ripoffs and I hear too many bad stories. I need leads!!! Cold calling doesn’t work for me. I personally do not buy anything from a telemarketer PERIOD so I do not want to do business as a telemarketer myself. Personally I do not think that cold calls are professional no matter how people swear it’s the best way to go. I prefer speaking to people who has requested to speak with me. Please help! Thanks!

Mesa Az Real Estate Listings



Mortgage Approved, How long it takes to show in the credit reports?

Saturday 30 October 2010 @ 8:10 pm
Fgng asked:


If I get approve today for a mortgage loan, how long does it take to show up in a credit report?

Or If get approve for an Auto loan, how long does it take to post in the credit report.

The credit report that the lenders can see.

Homes For Sale Listings




What are the effects of outstanding business loans on my home mortgage application?

Friday 29 October 2010 @ 6:01 pm
Di Sa asked:


I have debt from my old business and now I am a student. However we deligently paying monthly minimum payment. To purchase a home I am willing to put 5% down. With me and my spouse we have more than required income to pay monthly mortgage and other expenses.

What are the chances of obtaining mortgage loan in this situation? Is my application going to get rejected ? Does business loans have any impact on my personal home mortgage application?

Mesa Az Real Estate




What legal right does a girlfriend have with making mortgage payment?

Thursday 28 October 2010 @ 5:23 am
bb asked:


Only my boyfriend is on the mortgage and deed, however, I pay 1/2 the bills, which include the mortgage. If something would happen between the two of us, do I have any rights?

Mesa Az Real Estate Listings



How many skipped mortgage payments before the bank can begin foreclosure?

Wednesday 27 October 2010 @ 12:57 am
Yankeesmith asked:


Lost job in the begining of May. Paid May mortgage payment, but only a fraction of June’s. It is now July 21. Can the bank foreclose already? I just sent $600 but still owe $1,000 of June’s mortgage.

Real Estate Bookmarks



What’s the simplest way to calculate a mortgage?

Tuesday 26 October 2010 @ 11:41 am
veronicamars asked:


I know these things are complicated and there are several different types of mortages and considerations. I’ve never bought property before and hope to buy my first place in 12 months. In order to do some basic research, how can I calculate what a mortgage might be? A friend told me something like for every $100k in the loan, you can expect your mortgage to be $xxx. I forget what *** equals.

Calabasas Homes



What is a Mortgage Inspection and is it a valid term?

Monday 25 October 2010 @ 1:59 am
FellOffTheWagon asked:


I live in an apartment and they left a note on my door today. It says they need entry into my home for a mortgage inspection. If I don’t leave the door unlocked or make sure the office has a key, they will drill my lock and I will have to pay for it.
What is a Mortgage inspection?
Can they legally drill my lock?
Why do they need access to my apartment? They know what it looks like and what’s in it.

West Los Angeles Homes



can i deduct mortgage interest of a house outside US?

Sunday 24 October 2010 @ 7:03 pm
vipul sharma asked:


I am a resident of california and I have a mortgage for a house in India. Can I deduct the interest of my Indian mortgage from taxes in US?

Super Foods



How does a reverse mortgage work?

Saturday 23 October 2010 @ 12:46 am
Smartass asked:


How does a homeowner benefit from a reverse mortgage?

Does he get paid every month more than he’s currently paying on his mortgage (giving him extra cash per month)?

Does the lender bet on the house appreciating after the borrower dies?

Why would anybody want to pay or buy a house from a person who still lives in there (which they cannot utilize until this person dies)?

Is reverse mortgage designed for people who have nobody to give their houses to when they die?

Bergen County Real Estate




What are the benefits if I resort to a mortgage loan modification company?

Friday 22 October 2010 @ 6:30 am
Gregory asked:


I just lost my job of 5 years and have a mortgage loan of which I am sure I will not be able to pay soon. I am thinking of seeking the help of a mortgage loan modification company. Would like to know the benefits since I think I can do this thing by myself. Any help will be appreciated.

Real Estate Blog



Who can give me a lower mortgage interest rate and monthly payments in Austin?

Thursday 21 October 2010 @ 10:57 pm
pinkpink asked:


Assuming the credit rate is excellent and falls under high income. Also the house price would be under 300k. If there are any mortgage lenders, could you suggest what is the current interest rate that you could estimate?
Thank you.

Manhattan Beach Dentists



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