the_great_melissa asked:


There is a house/property that we are interested in buying, it’s in foreclosure. We’d like to find out who has the mortgage, but don’t know where to start. We already know it’s not a local bank, we know the address and the name of the previous owners and tenants, but cannot contact the previous owner. Any ideas?
Indiana, Greene County

San Diego Commercial Real Estate

threecats asked:


I know my mortgage is serviced through Countrywide and the second through Wells Fargo. Could they still possibly be securitized by Freddie or Fannie?

Playa Del Sol Condos Playa Del Rey

Robert J asked:


I was reviewing the local sheriff real estate sale results and noticed that several houses were bought by mortgage companies. Don’t they want to get rid of these houses? Why are they buying them?

Long Beach Dentist

Gary C asked:


I funded a private mortgage loan for two individuals. Can I report this loan to the credit bureaus so it will be included in their credit score?

Modesto Real Estate

Jentleman asked:


I have a friend who is buying a house. He is trying to get the best rate. There are mortgage brokers that are offering a rate that is 0.125% better than the banks. Right now, that is around 6.25% for a 30 year loan at 80% financing. Are mortgage brokers the best deal? Thanks.

By Owner Real Estate

mary75862 asked:


I want to refinance but I have an owner financed mortgage. Can I it refinanced?

Pmi Removal

Steve asked:


In the push to “get the government off our back” and “let the free market do its job,” Washington eliminated virtually all regulations on energy companies, and later did the same thing on mortgage providers (and more specifically, those who buy and sell mortgages).

Energy deregulation led to Enron and skyrocketing consumer prices.
Mortgage deregulation led to the current meltdown in housing.

Which was a bigger failure?

Chicago Il Real Estate

empire asked:


Last year I moved and I’m paying an interest only mortgage. It was my understanding that I would receive more money on my return. I actually ended up receiving less than previous years. This year I did a preview with Turbotax and it shows that I’m getting back a substantial amount more. How can I check last years return to see if the mortgage interest was properly calculated on last year’s return?

Mar Vista Real Estate

cali asked:


I purchased my home in Dec’06 and now I want a copy of the appraisal that was done then. I asked for it upon closing in December & was told it was the property of the mortgage co, so I didn’t get it but was told the value of the appraisal was $270,000. My bank has since sold my mortgage to another bank (in Jan’07). The purpose of this is so that I can ask to have my PMI charge removed. The obvious solution to me, would be to go back to the original mortgage co & ask for a copy of the appraisal that was done in Dec’06. Thanks!!

Keyless Entry Remotes

Andr asked:


Am a first-time buyer. Outlay will not be more than 120K. Any information about type of mortgage and company owuld be appreciated!
No advice from 12 year old hookers, please.

Sacramento Real Estate

neffykitty asked:


We’re about to close on a house and we have a 1st mortgage, and then a 2nd to pay some of the down payment. This avoids PMI.

If I plug the numbers into a mortgage payment calculator, the 1st mortgage payment is the same as the one on the TIL the lender provided. But the 2nd payment isn’t – the calculators all say it’s less than what the lender is saying.

Is there a different mortgage payment calculator for a 2nd?

San Francisco Implant Dentist