Can people be added onto a property’s title without being on the loan(mortgage)?

Jennifer asked:


My maternal grandparents left my twin sister and I a house which had been fully paid for when we were both fifteen. Our mother was our guardian. Four years later, our father was having financial difficulties and he asked us to help him by granting him the deed to our house. We did, and he took out a loan which soon went into foreclosure. He put us back on title to the house and now the three of us are on title. I would like to be able to stay in my home, but I don’t have access to any of the loan documents. My dad is keeping that information from me. I do know the loan is with Wells Fargo. I am willing to pay the loan myself but how can I go about this? Will the bank provide me with information? What should I tell them? Any advice will be appreciated. Thank you!
We live in California.

Thermage Stretch Marks






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