[...] A “hard prepayment penalty” is triggered either by a refinance or a home sale. What they are How “flat fee” doesn’t mean “low fee” Flat Fee Mortgage Offers Explained You can see offers for “flat fee mortgages” on TV or in the papers. A prepayment penalty exists for a predefined timeframe, such as 6 months or 2 years. This can be several hundreds dollars more per month. Flat Fee Mortgage Offers Loans that offer low fees upfront just have the expenses included in the mortgage.
Hawthorne CA Real Estate

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