In addition to looking at rates we also calculated the mortgage payments for [...] Second it’s a good to check into the 7,500 tax credit. Mortgage Rates Fall Back Below 5.00 The 30 year rate fell from 5.03 to 4.98. When rates are low (and the expectation is that they are going to rise) there is no real reason to look at short term ARMS. The 15 year rate fell from 4.46 to 4.40. Their is simply too much of a chance of higher rates.
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