Paying an origination fee is usually not a good idea unless the mortgage broker is taking no yield from the lender. It is generally a good idea to pay points toward buying down the interest rate if you are planning on keeping the mortgage for five years or longer. California Mortgage Refinance Tips and Advice It is important to remember that it is not the home you need to consider keeping, it is the mortgage. The three components are the [...] There are three things to consider when requesting interest rate quotes.
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