Cashback – An amount, either fixed or a percentage of a mortgage, which you can opt to receive when you complete your mortgage. In essence you personally certify what your full income is. Consequently, many policies are not worth what was originally forecast and may not fully repay [...] Glossary of Common Terms Used During the Mortgage Process If the buy price is ?120,000 or less, you don’t pay any Stamp Duty Land Tax. Endowment – Endowments are life assurance policies with an investment element designed to pay off the outstanding capital on an interest-only mortgage.
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