How does reworking a mortgage affect my credit score?

Greatone76 asked:


I could use the help of potentially reworking my mortgage to be more affordable. It is possible for me to get by without doing so. If I do call my mortgage holder and rework my mortgage for a reduced interest rate or reduced principle how does that affect my credit score?

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Comments (2)    Posted in Renting & Real Estate    

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2 Responses to 'How does reworking a mortgage affect my credit score?'

  1. ? - April 23rd, 2009 at 8:01 pm

    Boston homes for sale

    Phone your mortgage company and ask them. They are sure to be helpful and might have a good deal available. Just asking won’t affect your rating.

  2. cheeba0228 - April 25th, 2009 at 11:41 am

    Huntsville homes for sale

    It doesnt. You will have a mortgage credit pull listed on your report which as long as you havent gone on a credit pulling spree wont even really calculate into your score.